There's gotta be another side to this story...right?

[Ns1]

What's a Pre-Existing Condition to Murder?

KNOXVILLE (CN) - After her husband was murdered by being shot in the back, Settlers Life Insurance refused to pay his widow's claim because, the insurer said, he had a "pre-existing medical condition," the widow says in Knox County Court.
Stephanie Ross McCraw, whose husband was killed in April 2008, wants her claim paid and damages for bad faith. She is represented by Bill Hotz.

suit


I hate insurance companies.

(if you're wondering, the preexisting condition is hep c)

 

[zerocool84]

Yep crap like this is one of the many resons why I hate our insurance companies.

 

[Squisher]

Maybe he had a history of being shot.

 

[KK]

Originally posted by: zerocool84
Yep crap like this is one of the many resons why I hate our insurance companies.

No one is forcing you to get insurance*.

(*Except MA)

 

[kevnich2]

Originally posted by: KK

Originally posted by: zerocool84
Yep crap like this is one of the many resons why I hate our insurance companies.

No one is forcing you to get insurance*.

(*Except MA)

But when you pay your premiums to have insurance for such an accident and when it's time for you to actually collect on said policy they try and dig up every type of excuse NOT to pay you. Insurance is just a big scam.

 

[mugs]

I'm guessing the reasoning is that he failed to disclose the condition when he got the policy (or maybe later, if he was required to do so), and he didn't. So they would say the policy was never valid, regardless of how he died.

 

[Newbian]

Originally posted by: Squisher
Maybe he had a history of being shot.

That insurance is extra.

 

[goog40]

Originally posted by: mugs
I'm guessing the reasoning is that he failed to disclose the condition when he got the policy (or maybe later, if he was required to do so), and he didn't. So they would say the policy was never valid, regardless of how he died.

That's probably the logic behind it. Perhaps they never would have even offered to cover him if the condition was known to them, or his premiums would have been higher at the least.