The Torn-Up Credit Card Application

[Printer Bandit]

Text

 

[Mo0o]

wow , scary

 

[zoiks]

That doesnt make sense. Wouldn't the application require a SS number also?

 

[OdiN]

Originally posted by: zoiks
That doesnt make sense. Wouldn't the application require a SS number also?

Which isn't hard for identity theives to get.

They shouldn't have processed that application like that PERIOD.

 

[ApacheXMD]

getting someone's SS number isn't terribly hard...

What's stopping someone from just filling out an application online? In your name and SS#....

-patchy

 

[RossMAN]

Shredder + Fire + Toilet flush FTW!

 

[Vic]

And this is why I own a shredder.

 

[MidNiteMysT]

M azing

 

[Dubb]

I had a reasonably hard time convincing Citibank to activate a card I got shortly after moving, but nonetheless I've always burned credit card/bank offers.

 

[OdiN]

Originally posted by: Vic
And this is why I own a shredder.

This is why I own a CROSS shredder.

 

[cubby1223]

I probably should be more careful from now on - the credit card companies are always sending me those worthless access checks for my "convenience", and I keep tearing them up & throwing them away. I really wish they would just stop sending them in the first place...

 

[jagec]

Since I got a free shredder on BF a few years back, I'm not too worried.

 

[imported_JoePa]

While in college I was signing up for a Citibank card in order to get a free t-shirt. I was using all fake information (address, phone, etc.) except my real name since they checked id. After the guy told me that he had to take a picture of my driver's license and that I needed to give my parents address, phone, etc, I tore up the application and put it in a trash can a block down the street. A week letter I get all these credit cards in the mail. Here the guy running the signup had followed me to the trash can and signed me up for 5 credit cards. Somehow they were able to process it with just my name. Turns out the guy gets a commission for every card he signs up.

 

[Gunslinger08]

I literally get a credit card offer everyday.. from the same company. Chase sends me the exact same offer every single day that mail is delivered. I hate Chase.

 

[PingSpike]

Originally posted by: cubby1223
I probably should be more careful from now on - the credit card companies are always sending me those worthless access checks for my "convenience", and I keep tearing them up & throwing them away. I really wish they would just stop sending them in the first place...

I agree, same thing here and its fvcking annoying. I especially like how they try to word the description in the letter so that I think its free money that won't show up on my next credit card statement.

 

[FelixDeCat]

Originally posted by: RossMAN
Shredder + Fire + Toilet flush FTW!

Opt out...even better.

 

[pontifex]

wow, thats fvcking insane...
they accepted an application that was ripped to many pieces, taped, filled out with another address than the one on the app, and used a cell phone number...

yikes...

 

[FelixDeCat]

Originally posted by: pontifex
wow, thats fvcking insane...
they accepted an application that was ripped to many pieces, taped, filled out with another address than the one on the app, and used a cell phone number...

yikes...

You know what I really hate? A couple of years ago, I had a PO Box. Every time I went in there to check the mail, Id throw away the junk. Everyone did it. One day I went to check my mail and the trashcan had everything pulled out of it and there were letters scattered all over the place. Someone was hunting the trash for offers I figure. Now that I know how easy this is, it doesnt suprise me. This sh|t pisses me off because it raises the cost of borrowing for everyone and the credit card companies just take the loss as part of doing business. :|

 

[Armitage]

sonuvabitches :|
Mine always get burnt. Of course if you do get ripped off by one of the million & one credit card offers, purchase checks, etc. that are mailed to you unsolicited it's up to you to prove you were ripped off and attempt to clear your credit.

 

[nakedfrog]

Originally posted by: joshsquall
I literally get a credit card offer everyday.. from the same company. Chase sends me the exact same offer every single day that mail is delivered. I hate Chase.

Send back every pre-paid envelope with random crap in it.

 

[Tobolo]

Man this is whacked. Yeah i get their envelope and stuff to the brim with trash (that doesnt have my name on it) and send it back so they have to pay for it.

 

[Kelemvor]

Originally posted by: OdiN

Originally posted by: Vic
And this is why I own a shredder.

This is why I own a CROSS shredder.

Same here. But when we get tons of stuff to shred, I just make a fire in the fireplace and burn it all. Don't wnat to tax my poor little shredder out too much.

 

[Kelemvor]

But even better is the page about the guy who took the return envelopes and taped it to a box of bricks and stuff like that. He actually had the CC company talk to his Post Office to not accept them any more because he ws costing them money.

I don't do that but when I get one, I shred the actual application, then take the Terms and Conditions sheet and put that back in the reply envelopt and send it back to them.

 

[waggy]

Originally posted by: FrankyJunior
But even better is the page about the guy who took the return envelopes and taped it to a box of bricks and stuff like that. He actually had the CC company talk to his Post Office to not accept them any more because he ws costing them money.

I don't do that but when I get one, I shred the actual application, then take the Terms and Conditions sheet and put that back in the reply envelopt and send it back to them.

hahah great. i have a bunch of bricks i can send to them heh. i also like your idea and send back the junk.

i have a shredder. then i take those and burn it (live out in the country wehre it is legal).

 

[DaShen]

Holy Shizzle!!!!!!

WTH. I hate credit card companies. They are all about making money off of debt. What a bunch of vultures.