A woman backed into my car in a parking lot of Ben & Jerry and caused the damage of about $1k to my bumper. I tried to call the police but she and a security guard (of the store) said police won't come cus it's a private property. the woman asked me to settle outside since their deductable was $2k. She looked like a nice lady so i agreed. I got an estimate and gave to her as she suggested. She said her husband would call me about fixing my car, and that's when problem starts. When i finally get to talk to her husband on the phone, he was incrediblly mean and bullying so i changed mind and decided to go through his insurance. He told me their insurance won't do anything as long as he refuses to file for the claim. Anyway, I still called their insurance (state farm) and forwarded 3 estimates to their insurance. Later their insurance called me back and told me that they couldn't do anything because their client insisted to settle outside. they suggested me to either settle with him outside or sue them. (i only have liability coverage with my own insurance company so i think they wouldn't be able to fight for me in this case). So i bit the bullet and tried to work with him even though just thinking of his voice makes my stomach upside down (he wouldn't let his wife answer my calls). But when i finally met with him and let him see my car, he insisted that his wife didn't cause any damage to my car (basically lie between his teeth in in front of the dents). When i pointed the dents and asked him what those are he said there's no way his wife caused those because her car had no scratches (note: hers is suv, my is little corolla). He then accused me of having those dents before the accident. I was both shocked and sicken by his shamless behavior and lost for speech. How could a so-call respectful christian man can be this deceiving. At the end he insisted there's no damages and so he won't do anything and if i want. he even told me if i want i can have my insurance sue him. I can't forget the smurg on his face when he said that, like he was an untouchable king in this country. 20 yrs in this country i have to say that that was the lowest day of my life here cuz i saw with my own eyes the uglist white "respectable" american.