The Financial Disasters That Comes With Divorce: Mortgage & Equity

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Torn Mind

Lifer
Nov 25, 2012
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Been to Atlanta.
Visited Family in Atlanta for a couple of days.
Been to Atlanta for work.
Only things that really stuck out was that everyone seemed to drive around on worn tires, the "Brown Hood rats" that Mr. 40 year old Virgin mentioned were friendly. Maybe instead of judging people on their appearance maybe you should try talking to people.
I'd have to say everyone walked way too slow. Didn't run into any "Rednecks" but there were plenty of obese white people on scooters.
Took some adjusting to strangers saying hello.
You can always spot the visitors from Atlanta up in NYC. That's stupid painfully slow duck walk.
That's why you people are so damn fat as soon you hit your late 20's. Pick up the damn pace.
Except the runners at Stone Mountain. If I lived there I'd probably go there to run every weekend up that sucker.

However, I would NEVER move to Georgia or anywhere else in the south. My relatives learned that the hard way and have since moved back to NY.
If the average walking pace on a sidewalk is under 4mph, you and your entire state is dead to me.

That and I don't care about Football or Jesus and being asked what branch of the military I'm in or served in.
I simply would not be accepted.

Long story short, I've family in Atlanta.
Torn Mind would probably call them hood rats even though they all have Master degrees and PHd's, kids in college and wear white socks with sandals and walk too fucking slow.

Having said that
Screw Georgia.
Except the places where my friends, and family live.
Those places were nice and I met a lot of nice interesting people.
Also, the hot girls who were sprinting up stone mountain. I hope you didn't get fat and all is well.
Humorous but inaccurate character assassination, as usual. I fancy myself Mr. Nuance.
Hood rats are merely the most dangerous minority of a minority, a dark stain that obscures the better behaved brown folks that exist all over and are the silent majority.

I believe in one person, one case, and I have met quite a few blacks who are not hood rats. But like in the video above, the hood rats threaten even them. I execute judgment on hard acts of immorality, usually deception and no race or ethnicity is above it. Polite, casual conversation alone obviously results in no transgression. Don't worry, I treat the harmless well. Those who are capable of harm or have actually done it, there can be no forgiveness.
 

MrSquished

Lifer
Jan 14, 2013
19,887
18,336
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Come to Suffolk County New York.
You can find the same type of people.
Got 'em everywhere. Jersey too. Sussex county NJ you'll see some confederate flags. NYC you might not see them flown, but I'm sure some have them in their homes. As Pete Davidson joked, "I know Staten Island isn't all heroin and racist cops, you know. It also has meth and racist firefighters,"

As I stated before it's about ratios.

It's just better than in the south. Much better. We also don't have homages to white supremacists on our soil, nor confederate symbols in our state flags. Far less people are salty about losing the civil war, cause well, we won.

It's a big step in the right direction at least.
 

pauldun170

Diamond Member
Sep 26, 2011
9,126
5,064
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Got 'em everywhere. Jersey too. Sussex county NJ you'll see some confederate flags. NYC you might not see them flown, but I'm sure some have them in their homes. As Pete Davidson joked, "I know Staten Island isn't all heroin and racist cops, you know. It also has meth and racist firefighters,"

As I stated before it's about ratios.

It's just better than in the south. Much better. We also don't have homages to white supremacists on our soil, nor confederate symbols in our state flags. Far less people are salty about losing the civil war, cause well, we won.

It's a big step in the right direction at least.

Every time you say "Staten Island" a child loses an IQ point somewhere in the continental United States.
 

skull

Platinum Member
Jun 5, 2000
2,209
327
126
I though Southern culture was a thing to apply to whites and not Asians like him? I find their accent quite superior to the news accent blasted through the TV.
He's merely the most interesting Asian on this board...or at least he fashions himself as such.

If I ever fully release my kinky side, I'd go to a Montreal strip club to get my money's worth because...I can touch 'em....and picky beauty standards(come mock me again about that, ponyo)

With that pedo avatar of yours you need to keep your kinky side unreleased.
 

Torn Mind

Lifer
Nov 25, 2012
11,193
2,516
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With that pedo avatar of yours you need to keep your kinky side unreleased.
Insecure, are we?
Can't understand humor, can you? Disney pixels have no sex appeal. But the music from the movie is straight up fire from excellent songwriters.

Furthermore, the moment she dons the dress was a expression of empowerment and liberation.
 
Mar 11, 2004
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Your state flag still honors the Confederacy. Why are you so in denial about what is going on around you? The fact is a huge chunk of the South is STILL NOT OVER LOSING THE GODDAMN CIVIL WAR for defending white supremacy. I think that's a problem. I guess that makes me disturbed lol


I hope your downtown has gotten nicer in the last decade.

But, bruh, you didn't visit the Mecca of strip clubs so you don't even know, now go live your sheltered life somewhere else!
 

brianmanahan

Lifer
Sep 2, 2006
24,023
5,449
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holy crap what happened to this thread

UczOq38.gif
 

Captante

Lifer
Oct 20, 2003
29,994
10,506
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I thought P&N was the mental illness and racism section?


It is. :mad:


Two points:

(1) YES the southern states in the US (read "former Confederate) states are FAR more racist than the Northern states. Arguing this point in any way is extremely difficult to grasp after the last year.

(2) Kindly take this unpleasant BS BACK to the cesspool from which it came.

It's NOT welcome here. :confused_old:
 
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ponyo

Lifer
Feb 14, 2002
19,689
2,808
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But, bruh, you didn't visit the Mecca of strip clubs so you don't even know, now go live your sheltered life somewhere else!
lol. The MJ meme applies to you too! You guys are not right in the head and need mental help. Please seek help.

It is. :mad:


Two points:

(1) YES the southern states in the US (read "former Confederate) states are FAR more racist than the Northern states. Arguing this point in any way is extremely difficult to grasp after the last year.

(2) Kindly take this unpleasant BS BACK to the cesspool from which it came.

It's NOT welcome here. :confused_old:
The only racist people I see in this thread are posters from supposed Northern states. 40 year old virgin seems to be racist and little mentally unstable. Couple other "Northern" posters are really messed up in the head and should seek help. I'm joking and serious at the same time. Something is not right with them.
 
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Greenman

Lifer
Oct 15, 1999
19,868
4,723
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It is. :mad:


Two points:

(1) YES the southern states in the US (read "former Confederate) states are FAR more racist than the Northern states. Arguing this point in any way is extremely difficult to grasp after the last year.

(2) Kindly take this unpleasant BS BACK to the cesspool from which it came.

It's NOT welcome here. :confused_old:
That hasn't been my admittedly limited experience.
 
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pauldun170

Diamond Member
Sep 26, 2011
9,126
5,064
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lol. The MJ meme applies to you too! You guys are not right in the head and need mental help. Please seek help.


The only racist people I see in this thread are posters from supposed Northern states. 40 year old virgin seems to be racist and little mentally unstable. Couple other "Northern" posters are really messed up in the head and should seek help. I'm joking and serious at the same time. Something is not right with them.

HEY!!!
Walk faster.
That's all I fucking asked.
I got places to go damnit.
 
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Captante

Lifer
Oct 20, 2003
29,994
10,506
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HEY!!!
Walk faster.
That's all I fucking asked.
I got places to go damnit.


I would ask them to defend claiming Southern States are less racist which based on minor details like history and politics might be a wee bit difficult to prove, but then I would be the one straying into P&N territory.

Thing is having been all over the world I know for a fact that there's only ONE human race and when push comes to shove most people are good deep down inside wherever they're from on a personal level.

Problem is most people are sheep ... not dogs or pigs. *(Pink Floyd ref)

:confused:
 
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Torn Mind

Lifer
Nov 25, 2012
11,193
2,516
136
lol. The MJ meme applies to you too! You guys are not right in the head and need mental help. Please seek help.


The only racist people I see in this thread are posters from supposed Northern states. 40 year old virgin seems to be racist and little mentally unstable. Couple other "Northern" posters are really messed up in the head and should seek help. I'm joking and serious at the same time. Something is not right with them.
I've actually dealt with drug dealers and sex offenders. Second chances are not worth giving to the latter especially and the former are polite piece of shit who engage in bad faith everywhere. The unaware thinks they are the equivalent of bimbos who didn't know what they were doing. Oh, yes they did know.


The numerous individuals that have wronged my me my life include fucking Chinese, white boys, pretentious white female government social works, Indian(from India), etc. The human condition. Piece of shit rise from up all places. Just happens to be a bit of difference
It is stupid to think one race is particular special in being ethnically bankrupt. Professions like real estate agents are simple proof that with the environment, behaving with no ethics is endemic to mankind. The only rational is to dump the colors and seek Transgressions of ethics/morality.

Besides your beloved city has some cracks in its sub-municipalities. Those rich blacks and whites in Buckhead are considering seceding from the city of Atlanta itself, thus potentially cutting off a major income stream.

Besides, I never said every black was a hood rat. And some white people act more hood than blacks with decent upbringings.
 
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MrSquished

Lifer
Jan 14, 2013
19,887
18,336
136
Imagine being from states where people openly fly the white supremacist racist flag feeling free and happy to do so, and still have state flags with Confederate symbolism on them, who vote to defend white supremacist symbols, and say they are the lesser racists.

The psychosis and cognitive dissonance to do this is sociopathic. Plenty of racists up north. Far more plentiful down south, ratio wise, hence the current state of the electoral college and the southern strategy that has been paying off dividends for one party.
 

Muse

Lifer
Jul 11, 2001
36,943
7,818
136

ponyo

Lifer
Feb 14, 2002
19,689
2,808
126
I don't think I could make it in the south. Well, I'd survive, but it would be major culture shock. I'd probably find some enlightened people, hobnob with them and ignore the rest, shining them on.
You would be fine. Definitely different culture than Berkeley, CA, but that's a good thing. The world would be a boring place if everywhere was the same.

People need to travel and see the world. See different places, experience different cultures. Meet new people. World is an amazing place. It's too bad most people don't get to see and experience our beautiful world beyond the small circle where they live. New experiences offer new perspectives and will change how you view the world and your life. You only have one short life. See and experience much of this amazing world as you can before you die. Experiences are what matter. Not money. Not material things.
 
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FelixDeCat

Lifer
Aug 4, 2000
28,930
1,935
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Imagine being from states where people openly fly the white supremacist racist flag feeling free and happy to do so, and still have state flags with Confederate symbolism on them, who vote to defend white supremacist symbols, and say they are the lesser racists.

The psychosis and cognitive dissonance to do this is sociopathic. Plenty of racists up north. Far more plentiful down south, ratio wise, hence the current state of the electoral college and the southern strategy that has been paying off dividends for one party.

Thats all you do these days, make everything some sort of political rant. Thats where this thread went off the rails. You have made your feelings known at this point...

To get back on topic, I hope the OP is able to figure things out and realize that peace and freedom are more important than money in the short term. Money comes and goes, but in order to rebuild you have to avoid things that could lead down a path of long term consequences that will be hard to overcome - like a criminal record.

There are tons of stories of bad thoughts leading to bad actions. Realize there is a correlation. Refocus on getting out not getting deeper.
 
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Fritzo

Lifer
Jan 3, 2001
41,861
2,090
126
You might get better advice in L&R, but having the EX stay in your house is a bad idea. It will eat you up inside when she is bringing home man after man.
Divorce is tough, but don't make it tougher. Sell the house and move on. No amount of monetary savings will save your sanity.
LOL- I like this train of thought.

"AS SOON AS SHE'S DIVORCED SHE'S GONNA TINDER THE SHIT OUT OF IT!!!" :D
 
Nov 20, 2009
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No you won't.
You are not going to murder anyone. You are not going to assault anyone.
You might complain and make an ass of your self but no, you are not going to murder anyone if your wife (who is going to be in the house that the two of you shared for decades because YOU said not to sell instead of following advice of others) brings a boyfriend home.

Over the top bullshit statements aren't going to do you any favors in this situation where your wife wants to divorce you.
Man the fuck up. Accept the fact that your marriage failed and your wife wants to start a new a life.
Learn to talk like a mature adult and start the path of rebuilding your life.
Don't want to others being brought into your shared home?
That's a simple request "Lets agree that we will not have any guests without discussing it first"

Sell the fucking house and bite the bullet with an apartment. Bring some closure to the divorce as soon as possible and don't be a little bitch if your wife moves on faster than you.
Once everything is all done and you don't have to deal with each other, life gets better if you allow it to get better.
The financial hit sucks but millions have gone through this, had horrible divorces and come out happy on the other end.


eidt- Sorry to be harsh and I'm truly sorry for what you are going through.
You don't know me. That is where you fail.
 

pauldun170

Diamond Member
Sep 26, 2011
9,126
5,064
136
You don't know me. That is where you fail.

I was giving you the benefit of the doubt that you are not some violent psycho loser whose soon to be ex-wife is probably is going to need an order of protection against.
Pardon me.

Now I'm no longer sorry for what you are going through and now I'm sorry for what your soon to be ex- wife is going through.
 

PowerEngineer

Diamond Member
Oct 22, 2001
3,532
681
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You don't know me. That is where you fail.

Certainly a fair statement, but you do realize that pauldun170 was crediting you with better judgment than to actually shoot any man that comes home with your soon-to-be ex-wife. That is most certainly where you would fail.

And if you really do see shooting someone as your possible reaction, then it would seem foolish to even consider living with your ex-wife. Why would you choose to put yourself in a situation that might lead to your incarceration under very different living conditions?