Ours came in at under $5000, everything included. It would have cost closer to $20k had we hired everything out. We both have incredibly talented people in our families, and particularly my wife's family worked on the event for months in advance. The decorations were amazing, all the food was home cooked and some of the best I've ever had. Over 200 in attendance. Her mom made the dress, and she looked amazing. My mom and dad paid for our honeymoon. I personally would have a seriously hard time dropping $20k or more on a wedding. Why? Well, I don't make that much. If you made 6+ figures, then $20k would be easily affordable to you. I think you need to spend enough to make it memorable... but don't go into debt for the next 10 years to make it happen. Financial issues can be the death of a marriage if not properly dealt with. Spend whatever you and your future wife agree is acceptable... what anyone else thinks really doesn't matter beyond that.