Hi guys, im about to drop a very pretty penny on some serious dental work, and i was wondering about getting supplemental dental insurance to help offset some of the enormous costs.
I basically need the full top and bottom rows replaced short of a few molars (teeth ruined by braces as a teenager). The dentist is a friend of the family, owns his own practice, and is not on most insurance provider "lists" (you know the discount dentists that get business by being referred by insurance companies). The cost is around $14,790. (This includes multiple implants, bridges, tons of crowns, 6 or 7 root canals, the list goes on...)
I was wondering what a good insurance company to look into would be, how long the "activation period" would be after i started paying before i could use it for this, and if i can get an insurnace company that doesnt require their dentists. (what is this a freaking HMO?)
I basically need the full top and bottom rows replaced short of a few molars (teeth ruined by braces as a teenager). The dentist is a friend of the family, owns his own practice, and is not on most insurance provider "lists" (you know the discount dentists that get business by being referred by insurance companies). The cost is around $14,790. (This includes multiple implants, bridges, tons of crowns, 6 or 7 root canals, the list goes on...)
I was wondering what a good insurance company to look into would be, how long the "activation period" would be after i started paying before i could use it for this, and if i can get an insurnace company that doesnt require their dentists. (what is this a freaking HMO?)
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