To answer the questions.
1. We were playing tennis, we didnt notice the phone was missing until we got done.
2. The memories on the phone - she went to hawaii last month with her gf. There are pictures she took on the phone that arent on her camera. So those are now lost. Also her car mileage log thing was on the phone. Thats lost too. She last sync'ed it when she got the phone in early july.
3. The area where mobile me showed the phone is a place neither of us would normally go and we were not in that area. We drive through near the area to see each other but never live or work there. She lives in Valley Village, I live in Encino/Reseda. We have no reason to go into that area.
4. The whole 'illegal' statement was based on some of the people we talked to. They are all 'oh we dont speak english', so she speaks to them in spanish and they kinda walk away. One guy says 'i dont live here..' and he is coming out of an apartment, super shady. Its an area of Van Nuys that
http://www.crimemapping.com/ shows as got a lot of crime.
We plastered signs saying reward of $100 for the phone. Its a distinctive phone white with a pink case.
5. We spent a total of 4 hours between calling / mobile me alerts / sending a reward statement on the phone. Nobody picked up or even called back to our number. Thats why we left the lost Iphone. Mobile me tracked it to within 2 apartment buildings. One small 2 floor apartment complex and a larger 3 floor apartment complex. We couldnt tell where it was. Calling it and sending the beep thing while we walked teh corridors we couldnt hear it.
The phone was locked so the person wouldnt have been able to access the thing to stop the beeping. They probably muffled it.
6. As for the insurance. I wasnt there when she got the phone. The sales guy just asked her if she wants insurance, and like everything from your hdtv to what not else, she said no because in the past insurance really didnt help. Had the guy mentioned something like its 650 brand new if you lose it, she would have gotten it.
7. Verizon is treating every customer has a criminal that is going to resell the phone. Shit happens, thats understandable. She has to pay the full price, but teh fact that the store really goes ' take it up the ass with no lube ' is no way to treat customers, especially one that is in good standing over 8 + years. As for the eating the cost, trust me verizon has already made up its money on teh cost subsidized on the phone. I am sure they are NOT buying it at 650/piece from Apple. That might be retail, but they probably are getting it less than half that if anything. The loss is not much for a billion dollar company but treating every customer as a criminal that does it to make money is wrong.
If this was a systemic issue of a person losing phones and wanting to re-negotiate a contract thats a different issue, this isnt systemic. This is the first time in 8 years. Their own sales staff was NOT competent in selling a product. I know because I was listening to the 'schlemiel' given to another new customer who was buying the phone. Never explained the '650 brand new cost' to her. Helpful as he is, its the same guy who sold her the phone 2 months ago.