Stupid situation with friends: Is there anyway to get out of cosigning for a lease?

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Leros

Lifer
Jul 11, 2004
21,867
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Stay out of the situation, it is not your problem. MYOB. :\

I know its not my problem, but this girl obviously needs help. I can't do nothing. I have to at least try to help without getting too involved.
 
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Ghiddy

Senior member
Feb 14, 2011
306
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I'm still trying to determine why this is your problem to worry about at all, let alone trying to find a solution. If your girlfriend is pushing you to help them then your biggest problem is not them but your girlfriend. If your girlfriend is expecting you to solve this issue then you need to reconsider why you are in this relationship.


OP might be involved in some way that he is not telling us.
 

Farang

Lifer
Jul 7, 2003
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I'd stay out of it. If these were close friends of my girlfriend, I'd dump the girlfriend. People tend to be who they surround themselves with.

especially dump the girlfriend if she is coming to you asking you to solve the problem
 

Leros

Lifer
Jul 11, 2004
21,867
7
81
OP might be involved in some way that he is not telling us.

Like I said earlier. The girl is mentally unstable and is starting to physically hurt herself. Beyond caring about another person, I have no other reasons.

My girlfriend didn't come to me for help. We were talking about the situation together.
 

Leros

Lifer
Jul 11, 2004
21,867
7
81
I'd stay out of it. If these were close friends of my girlfriend, I'd dump the girlfriend. People tend to be who they surround themselves with.

especially dump the girlfriend if she is coming to you asking you to solve the problem

Friend #2 is one of my girlfriend's lifelong friends. She was a normal person until she got raped a handful of years back. She's been mentally screwed up ever sense (that's when the self-mutilation started).

Friend #1 is a friend of Friend #2. Over time, Friend#1 has been incorporated into our social circle. I wouldn't normally associate myself with someone like her.
 

Ghiddy

Senior member
Feb 14, 2011
306
0
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I don't think she can get out of cosigning the lease. The whole point of her cosigning is that the first girl was not credit worthy, so the 2nd girl signed up to guarantee her. People are pretty dumb when it comes to doing stuff like this for their friends.

I have a friend who is in a somewhat similar situation. Her friend from way back moved back into town and was crashing on people's couches. He has no job, and isn't the kind of guy who has a lot of employment prospects. Her roommate was moving out at the time and she had new people with jobs inquiring about the free room. When she told me she was giving the room to her jobless friend I warned her that she should consider the fact that he might not be able to pay. She said she knew it was possible and wasn't worried. Fast forward to 3 months later she is now trying to kick him out because he still has no job and hasn't paid a dime in rent. She's had to pay all of it herself. I really want to tell her "I told you so" but that wouldn't accomplish anything. I only hope she will learn from this and never make such a mistake again.

OP, all the girl can do is accept the consequences.
 
Sep 7, 2009
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Friend #2 needs to talk to the landlord and agree on some sort of lump sum payment that is then spread out at like $500 a month enforced via contract. Basically tell him it's that or he deals with taking her to court etc. At $1800 a month I'd say $5000 is pretty fair.. Maybe a years worth of payments for her, and he has two months to rent it back out.



Then friend #1 needs cut out of the circle. She's just mold waiting to grow again.
 

PieIsAwesome

Diamond Member
Feb 11, 2007
4,054
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Have girl 2 declare bankruptcy and just accept that her credit will have to die. Ignore the debt and move on.

Let girl 1 rot.
 

Leros

Lifer
Jul 11, 2004
21,867
7
81
Friend #2 needs to talk to the landlord and agree on some sort of lump sum payment that is then spread out at like $500 a month enforced via contract. Basically tell him it's that or he deals with taking her to court etc. At $1800 a month I'd say $5000 is pretty fair.. Maybe a years worth of payments for her, and he has two months to rent it back out.



Then friend #1 needs cut out of the circle. She's just mold waiting to grow again.

That's an excellent idea. Just gotta get friend #1 to accept moving out.
 
Sep 7, 2009
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That's an excellent idea. Just gotta get friend #1 to accept moving out.


My bet is once the landlord is aware of the issues with friend #1 he'd probably be willing to help evict her. In most states if he stays on top of it he can have her out in 45 days after non payment.. It's in her and his best interest to have this girl out ASAP
 

Mike Gayner

Diamond Member
Jan 5, 2007
6,175
3
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I'm still trying to determine why this is your problem to worry about at all, let alone trying to find a solution. If your girlfriend is pushing you to help them then your biggest problem is not them but your girlfriend. If your girlfriend is expecting you to solve this issue then you need to reconsider why you are in this relationship.

ITT: People who dont understand the concept of friendship.
 

Leros

Lifer
Jul 11, 2004
21,867
7
81
Someone who has friends like this, could have their own hidden issues.

Did you read the part about where Friend #2 was normal until she got raped and then started having mental stability issues?