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Student loans

IHateMyJob2004

IHateMyJob2004

Lifer
In Connecticut if that matters.

Is there anywhere to get a student loan online?

Payments don't start till after hte degree is completed, correct?

I wish my wife would figure this crap out, but it's been two months already and her thumbs still up her @%#.

Any ideas?

 
Originally posted by: IHateMyJob2004
In Connecticut if that matters.

Is there anywhere to get a student loan online?

Payments don't start till after hte degree is completed, correct?

I wish my wife would figure this crap out, but it's been two months already and her thumbs still up her @%#.

Any ideas?
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I'm pretty sure she could get a Pell grant or Stafford loan, but it depends on how much she makes per year. Also, she shouldn't have to pay them until graduating, and as long as she's in school "half time", she won't have to pay any Direct (federal) loans back, it's 100% deferred (but with accruing interest). Also, you have to apply early (like NOW) for the upcoming semester. Check dept of ed website for FAFSA deadlines.
 
no one should pay for grad school........she can TA or be an RA and get a small stipend, thats how its supposed to work ..well, at least I thought it worked that way.
She just needs to solicit the professors :shocked:😉
 
Originally posted by: ggnl
Fill out a FAFSA and work with the college.
Click to expand...

... FAFSA for graduate school?

Your best bet is for her to schedule an appointment with the office of financial aid at the college she wishes to attend. They can tell her more than anyone on this forum can, and they can probably get her the right paperwork while she is there.
 
There are plenty of sources for financial aid. I'd do them in this order.
1) Have her work as a TA or an RA. Typically you get free tuition, free or drastically reduced health insurance, and a small monthly stipend.
2) Have her go to the financial aid office and ask if there are any school grants to apply for. These typically have many conditions - like must be a 120 year old woman from a hometown of under 10 people in the state of Alaska and who wears glasses to correct for astigmatism and who will do work as an English major to have a job at a chemical plant. But they do exist and they are free money. Ok I exaggerated, but my point is the same, they are hard to get.
3) Have her fill out the FAFSA. Yes, FAFSA is for graduate students too. No she won't get a Pell grant (undergraduates only). But she can get loans to cover the costs. The interest rates right now are under 3%. Most loans are interest free and payment free until 6 months after graduation (unless you and your wife have a high income). Boy there is a lot of misinformation here in this thread.
4) She can try for a bank loan. Interest rates will likely be high and payments will likely start right away.
 
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