Student Loan Consolidation/Refinancing

Helpless

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Jul 26, 2000
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I am not sure if any of you have read THIS THREAD in the 'Hot Deals' forum, but it's a must for students with considerable student loans outstanding...has anyone else checked into this and have any more information than what is included in the thread?


...like to know who exactly to call (it appears to be the lender)

...does the .8% additional reduction from that Clinton program that takes effect on July 1st have a specific name, and do we have to ask for this when calling?

...can we add an outstanding credit card balance to it :)

...does refinancing/consolidating change the terms of the loan, or just simply lowers the interest rates and locks that rate in for the life of the loan...hate to take advantage of this, only to find out that you have to start making payments right away, or that they cut the payback time in half, etc, etc, etc...



Anyone have additional information? Anyone? Anyone? Beuller? Anyone?