somewhere along the line - my CC number was stolen

[Rallispec]

Woke up this morning to find some random charges on my statement (of all places, to dating websites) - fortunatly between the places my card was used and my bank - everybody realized that these charges didnt belong so there was no hassle getting funds back, etc...

so now i'm sitting here wondering how my CC was comprimised - of course it could have been from anywhere, but it sure would be nice to know in case i've got some security hole i wasn't aware of.


I think that they just got my credit card number - and no personal information -- so I should be okay, but i'll be keeping an eye on my credit reports, etc... to make sure that this doesnt end up being more serious.


anyhow.... kind of sucks...

 

[Compton]

The most likely place is restaurants. You could be taking a chance every time the server walks away with your card. A friend of mine who manages a restaurant caught one of his employees taking pictures of CCs with a camera phone. In just a few seconds this guy was getting people's names and numbers.

 

[ghostman]

Originally posted by: Compton
The most likely place is restaurants. You could be taking a chance every time the server walks away with your card. A friend of mine who manages a restaurant caught one of his employees taking pictures of CCs with a camera phone. In just a few seconds this guy was getting people's names and numbers.

I'd second this notion. My gf recently had random charges on her CC. All but one charge was caught and it was no hassle getting it fixed, but annoying nonetheless. She doesn't use that card very much and the last time she used it was at a Red Lobster.

One note of caution though: Do not give personal info out over the phone if you didn't initiate the call! If someone calls you and tells you they are from the CC company and there is suspicious activity, tell them you'll call back to the number on your CC bill. The suspicious activity might be real, but the caller might be the person who stole your identity in the first place and is now phishing for more data.

 

[MustISO]

My wife had her number stolen and used recently. The most bizarre part is that they knew our phone # and address. She had no spyware, virus', nothing her machine was clean. I imagine it was stolen from a website where she shops or they got her name and found the other info.

They signed up for a bunch of trials to get a free xbox, ipod, laptop, whatever and now we get a bunch of junk that WE have to cancel or Visa will keep charging us.

 

[AMCRambler]

Sounds like an ATOT'er looking for a girlfriend, lol.

 

[oogabooga]

The best way to secure your credit card is to keep it maxed so they can't use it.

But Seriously, Credit Card Numbers are sadly very insecure there are literally limitless numbers of ways to get Credit Cards, sadly a lot of these involve people voluntarily giving out the information.

Credit Cards, thinking about them makes me scared to use them, but more scared of the alternative (cash)... best of luck

 

[AsianriceX]

Shop at a TJ Maxx recently? Or maybe the past 4 years?

 

[MustISO]

Do they still have those cards with the one time use numbers?

 

[imported_Imp]

It really is retarded how easily credit cards are stolen. Nice that credit card companies no longer charge you for the entire stolen amount, but when did they decide NOT to connect a pin number to one? Bank/debit cards have pins to protect access to your couple k. Somehow credit cards with access to many, many thousands of corporate funds, no. Just swipe and charge. I rather they just make me punch in a pin than sign the damn receipt now. Hope Verified by Visa gets used more...

 

[erub]

Originally posted by: Imp
It really is retarded how easily credit cards are stolen. Nice that credit card companies no longer charge you for the entire stolen amount, but when did they decide NOT to connect a pin number to one? Bank/debit cards have pins to protect access to your couple k. Somehow credit cards with access to many, many thousands of corporate funds, no. Just swipe and charge. I rather they just make me punch in a pin than sign the damn receipt now. Hope Verified by Visa gets used more...

you really want to punch your PIN in at every shady gas station/restauraunt you visit? Are they going to bring the keypad over with your bill?

 

[Luthien]

Replace the line?

 

[Cristatus]

Originally posted by: erub

Originally posted by: Imp
It really is retarded how easily credit cards are stolen. Nice that credit card companies no longer charge you for the entire stolen amount, but when did they decide NOT to connect a pin number to one? Bank/debit cards have pins to protect access to your couple k. Somehow credit cards with access to many, many thousands of corporate funds, no. Just swipe and charge. I rather they just make me punch in a pin than sign the damn receipt now. Hope Verified by Visa gets used more...

you really want to punch your PIN in at every shady gas station/restauraunt you visit? Are they going to bring the keypad over with your bill?

You don't have to go inside to punch in the number. Where I live, there are some card only gas stations that require that you key in your pin.

The problem is, even if you do punch in you pin, it's just as susceptible online. May be not so much offline, but that's a different scenario.

 

[sygyzy]

My Chase Mastercard was comprimised recently. There were charges to TrimSpa, and a military e-book subscription site. WTF?

 

[alkemyst]

My card was taken by my server. She brought the check back but no CC. Tried to claim I never gave it to her, but she already processed it. The check was WAY lower than what we had drank.

I wanted my card so told her to get the manager. As this happened about 15 mins passed, meanwhile we were getting dirty looks from the staff and no service. The 'manager' told me "things like this happen, I am sure you will find your card tomorrow". I told him I don't have my card, others at the table stated she never returned my card....

I called the bank from the table and cancelled the card. I signed the slip, but only the charges on it hit the account.

 

[doze]

I just had a chrage go thru for over $125 from a place I go to eat/drink once or twice a month. Last time I used this card at that place was in March and the charge posted. Since then I have paid with different cards or cash.

It is obvoiusly fraud, so is it worth the hassle to talk to the manager or should I just get the money back from my bank along with a new debit card?

 

[jadinolf]

Originally posted by: AMCRambler
Sounds like an ATOT'er looking for a girlfriend, lol.

Why would an ATOTer want a girl friend when they have us?

 

[jadinolf]

Originally posted by: MustISO
Do they still have those cards with the one time use numbers?

MBNA does. I use it.

 

[Darthvoy]

sometimes receipts have all the credit card info on them, which is why I look at them before I throw them away

 

[Dulanic]

Originally posted by: doze
I just had a chrage go thru for over $125 from a place I go to eat/drink once or twice a month. Last time I used this card at that place was in March and the charge posted. Since then I have paid with different cards or cash.

It is obvoiusly fraud, so is it worth the hassle to talk to the manager or should I just get the money back from my bank along with a new debit card?

Depending on the bank and card type they most likely will not file it as fraud as it is from a place you frequent. So any other dispute they do file most likely would requite you contact the merchant and discuss it with them.

 

[Dulanic]

Originally posted by: jadinolf

Originally posted by: MustISO
Do they still have those cards with the one time use numbers?

MBNA does. I use it.

It'a BoA now and they do provide that feature yes, I don't have any other cards myself that do so.

 

[Tommy2000GT]

I tempted to buy one of those refillable Visa gift cards so I can use them at resturants. That way I don't have to worry about dishonest minimum wage resturant workers stealing my card numbers

 

[sygyzy]

Originally posted by: Tommy2000GT
I tempted to buy one of those refillable Visa gift cards so I can use them at resturants. That way I don't have to worry about dishonest minimum wage resturant workers stealing my card numbers

Oh really? Let me know how that goes.

What are you going to do? Plan ahead each and every meal and guesstimate how much you might spend, then load up that amount? Sorry babe, I can't buy you a margarita or my refillable Visa gift card will max out.

And what does being paid minimum wage have to do with dishonesty?

 

[RossMAN]

That's why my Russian mail order bride order was cancelled

Damn.

 

[erub]

Originally posted by: Dulanic

Originally posted by: doze
I just had a chrage go thru for over $125 from a place I go to eat/drink once or twice a month. Last time I used this card at that place was in March and the charge posted. Since then I have paid with different cards or cash.

It is obvoiusly fraud, so is it worth the hassle to talk to the manager or should I just get the money back from my bank along with a new debit card?

Depending on the bank and card type they most likely will not file it as fraud as it is from a place you frequent. So any other dispute they do file most likely would requite you contact the merchant and discuss it with them.

Deal with a reputable bank, and they will take your word. But a better quesiton is, why are you using a debit card and not a credit card?

 

[Dulanic]

Originally posted by: erub

Originally posted by: Dulanic

Originally posted by: doze
I just had a chrage go thru for over $125 from a place I go to eat/drink once or twice a month. Last time I used this card at that place was in March and the charge posted. Since then I have paid with different cards or cash.

It is obvoiusly fraud, so is it worth the hassle to talk to the manager or should I just get the money back from my bank along with a new debit card?

Depending on the bank and card type they most likely will not file it as fraud as it is from a place you frequent. So any other dispute they do file most likely would requite you contact the merchant and discuss it with them.

Deal with a reputable bank, and they will take your word. But a better quesiton is, why are you using a debit card and not a credit card?

It's not about taking your word. One of VISA's requirements for filing fraud is that it is a merchant you have not had buisness with before.