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Someone gave me a bad check....

WHSLacrossekid

Diamond Member
I took it to his bank to get cashed about 6 times but everytime they tell me there's not enough money in the account. I don't want to cash it at my bank b/c of the $20 fee. What are my options?

Thanks
 
return it and get cash/money order

oh, and threaten to report him to the police for check fraud
 
He has insufficient funds the only way to remedy that is he funds his account.

Sorry there is no quick easy fix, you're screwed.
 
Originally posted by: WHSLacrossekid
Contacting the person is not an option. He's a wacko.

I want to do this without contacting him.

He's a wacko or you're just antisocial? Grow balls and tell him he needs to fund his account.
 
Originally posted by: RossMAN
Sorry there is no quick easy fix, you're screwed.

talk to the manager at his bank, maybe they will close his account or something, or at least maybe the bank manager can tell you if you have any legal recourse other than taking him to small claims court
 
Also if this was for a trade/eBay transaction, this is why I only accept guaranteed funds (cashier's check/money order), no personal or business checks.
 
This was not ebay or anything.

Just got back from the bank. She said I have 2 options:

1.) Ask him for the money
2.) Have the check bounce twice then take it to the magistrate.

BTW I'm not antisocial. This person is threatening me so why should I deal with that?
 
Originally posted by: WHSLacrossekid
This was not ebay or anything.

Just got back from the bank. She said I have 2 options:

1.) Ask him for the money
2.) Have the check bounce twice then take it to the magistrate.

BTW I'm not antisocial. This person is threatening me so why should I deal with that?

If he's threatening you screw him and let it bounce.
 
Originally posted by: WHSLacrossekid
Contacting the person is not an option. He's a wacko.

I want to do this without contacting him.

I've got news for you: You can't.

Get a few of your Lacrosse buddies together and go demand the money.

Or, yeah, let it bounce a couple times and take it to court. The bank fee for DEPOSITING a bad check is usually only a few bucks (not $20), far less than WRITING one.
 
Yeah. Let it bounce twice. You'll screw the person for a few years that way.

Think about it, check bounces, hurts his credit, you spend a little time, get your 20 bucks, and then you get revenge too by killing his credit. 😉
 
how much is the check for? down here in florida, it use to be, and it may still be, a bounced check over $100 was a felony. if it was $100 or more for me, i'd deposit it and let it bounce, but only after I contacted the person
 
Originally posted by: WHSLacrossekid
This was not ebay or anything.

Just got back from the bank. She said I have 2 options:

1.) Ask him for the money
2.) Have the check bounce twice then take it to the magistrate.

BTW I'm not antisocial. This person is threatening me so why should I deal with that?

threatening you? I would cash it and make it bounce then report his lame ass for writing a bad check.
 
If he's threatening you, then he's also probably laughing about you behind your back, "the sissy is afraid of me... he'll never get his money, he hasn't got the balls." Let it bounce, make a photocopy of the statement from your bank that says it bounced, send him the photocopy by registered mail. Ask him to correct the problem within a certain amount of time, and ask for him to pay your bank fees as well for the bounced check. Include "this matter will be turned over to the police on..." such and such a date. That usually works at the restaurant I work at. We get 1 or 2 bounced checks a week... all but 2 or 3 have been resolved without police/courts during the past 4 or 5 years. Of those not resolved, one was from a crack-head who claimed her checkbook was stolen (it was her handwriting), and the other was a forgery; that one's still going through the courts. I was suspicious, wrote the car's license plate number on the check, and that's how the police caught the forger 🙂
 
Originally posted by: kermalou
i dont take checks, only MO and Paypal.


Good for you. This post isnt about what type of payment you do or dont accept. This post is about how he can collect his monies.

I agree with everyone above. Let it bounce a few times and then take it up with the law.
 
Just deposit the check, and let it bounce. When Iit comes back, send it through again. That way, his stupidity will cost him an extra $40 -$70 in fees, and you get to mess with his credit.
 
Originally posted by: MogulMonster
Just deposit the check, and let it bounce. When Iit comes back, send it through again. That way, his stupidity will cost him an extra $40 -$70 in fees, and you get to mess with his credit.

what kind of threats is he making at you, ?
 
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