Somebody stole my X ((FOUND IT))

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Lifer
Apr 29, 2003
48,920
46
91
Originally posted by: Jeeebus
Originally posted by: TallBill
Originally posted by: Marlin1975
Looks like the OP might not be covered like I was thinking before.

Keys in Car

Keys in car2


I guess the OP is somewhere reading his policy right now. :)

I bet that insurance companies in the US work differently then in the UK.

I know some county in MD was trying to make it a fine-able offense to leave your keys in the car while running due to the number of thefts the county was seeing... I want to say Montgomery County, but am not sure. I wouldn't doubt insurance companies excluding coverage in such situations... they're always looking for a chance to screw us, so why not on this ground?

It's illegal in NJ, but I think that's more for environmental reasons.

And consumers try to screw insurance companies too. ;)
 

olds

Elite Member
Mar 3, 2000
50,128
781
126
Someone hurry up and post the "Somebody stole my ecstasy" parody thread so I can lock it and go to bed.
Been on graveyard shift for two weeks now... :(
 

illusion88

Lifer
Oct 2, 2001
13,164
3
81
I live in a neighborhood where I would have no problem leaving my car running for an extended amount of time while I am in the house. It's a good neighborhood.
 

compuwiz1

Admin Emeritus Elite Member
Oct 9, 1999
27,112
930
126
Originally posted by: SeaSerpent
I got part of the truck back. Anybody want to buy a $25000 roof rack?:(



:music:I got it one piece at a time........ :music:

Man, how did you get the rack, was it found in the woods?

 

Injury

Lifer
Jul 19, 2004
13,066
2
81
Originally posted by: RESmonkey
Couldn't you get a satellite video of where the car went?

HAHAHAHA...


yeah, just call Chloe and have her break protocol to retarget it.
 

iamwiz82

Lifer
Jan 10, 2001
30,772
13
81
My brother had his car stolen out of his garage as it warmed up. He saw the guy taking off in it and hopped on, but the guy pulled a gun and my brother jumped off.

He was covered by insurance, btw.
 

Raduque

Lifer
Aug 22, 2004
13,140
138
106
Originally posted by: SeaSerpent
I got part of the truck back. Anybody want to buy a $25000 roof rack?:(

Does this mean it was ripped off and left lying somewhere, or does this mean you found the truck and the only thing salvageable was the roof rack?

I hope it's not the latter.


BTW, where I used to live in WV, it's illegal to leave a car running unattended, but everybody did it. People would leave their cars running for upwards of 15 minutes while getting coffee at the Sheetz. I know insurance, at least in Berkeley and Morgan counties, won't cover a car stolen if it was left running w/keys.
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
Originally posted by: Anubis
Originally posted by: SarcasticDwarf
Originally posted by: pontifex
umm...

thats just an invitation to come steal it...

That depends entirely on where you live.

totally true, i coudl leave my car in my driveway with the windows down they keys in the car and a big NEON sign saying TAKE MY CAR, and it would still be there in the morning

Depends on car as well.
 

Parasitic

Diamond Member
Aug 17, 2002
4,000
2
0
Do you have comprehension coverage on your policy?

Edit: by the way how do those remote starters work? Are the doors still locked?
 

dabuddha

Lifer
Apr 10, 2000
19,579
17
81
Originally posted by: Parasitic
Do you have comprehension coverage on your policy?

Edit: by the way how do those remote starters work? Are the doors still locked?

Yep :) I've got one on my car. The alarm stays armed while the car is on until it's disarmed by me. Also, if someone touches the brake pedal, it'll automatically shut off the car. That and the club I keep on is usually enough to deter thieves.
 

Parasitic

Diamond Member
Aug 17, 2002
4,000
2
0
Originally posted by: dabuddha
Originally posted by: Parasitic
Do you have comprehension coverage on your policy?

Edit: by the way how do those remote starters work? Are the doors still locked?

Yep :) I've got one on my car. The alarm stays armed while the car is on until it's disarmed by me. Also, if someone touches the brake pedal, it'll automatically shut off the car. That and the club I keep on is usually enough to deter thieves.

Do you still have to put the key in ignition to drive the car?
I might go get one installed, although I'm not a big fan of remote locks. Anyone with a scanner can pick up the frequency and unlock car doors.

And no I don't have one of those high-tech vehicles that have some super-duper weird mechanism that circumvents scanners.
 

Alistar7

Lifer
May 13, 2002
11,978
0
0
Originally posted by: Parasitic
Originally posted by: dabuddha
Originally posted by: Parasitic
Do you have comprehension coverage on your policy?

Edit: by the way how do those remote starters work? Are the doors still locked?

Yep :) I've got one on my car. The alarm stays armed while the car is on until it's disarmed by me. Also, if someone touches the brake pedal, it'll automatically shut off the car. That and the club I keep on is usually enough to deter thieves.

Do you still have to put the key in ignition to drive the car?
I might go get one installed, although I'm not a big fan of remote locks. Anyone with a scanner can pick up the frequency and unlock car doors.

And no I don't have one of those high-tech vehicles that have some super-duper weird mechanism that circumvents scanners.

Yes, you need to put the key in the ignition.

O/P your wife is fortunate you don't live in my area, should would have been charged with a crime for leaving the vehicle running and unlocked with the keys in the ignition. I don't agree with that law, but it is still in effect.
 

dabuddha

Lifer
Apr 10, 2000
19,579
17
81
Originally posted by: Parasitic
Originally posted by: dabuddha
Originally posted by: Parasitic
Do you have comprehension coverage on your policy?

Edit: by the way how do those remote starters work? Are the doors still locked?

Yep :) I've got one on my car. The alarm stays armed while the car is on until it's disarmed by me. Also, if someone touches the brake pedal, it'll automatically shut off the car. That and the club I keep on is usually enough to deter thieves.

Do you still have to put the key in ignition to drive the car?
I might go get one installed, although I'm not a big fan of remote locks. Anyone with a scanner can pick up the frequency and unlock car doors.

And no I don't have one of those high-tech vehicles that have some super-duper weird mechanism that circumvents scanners.

Yep you still have to use the key to drive the car :)
 

Injury

Lifer
Jul 19, 2004
13,066
2
81
Originally posted by: Parasitic
Originally posted by: dabuddha
Originally posted by: Parasitic
Do you have comprehension coverage on your policy?

Edit: by the way how do those remote starters work? Are the doors still locked?

Yep :) I've got one on my car. The alarm stays armed while the car is on until it's disarmed by me. Also, if someone touches the brake pedal, it'll automatically shut off the car. That and the club I keep on is usually enough to deter thieves.

Do you still have to put the key in ignition to drive the car?
I might go get one installed, although I'm not a big fan of remote locks. Anyone with a scanner can pick up the frequency and unlock car doors.

And no I don't have one of those high-tech vehicles that have some super-duper weird mechanism that circumvents scanners.

If someone wants to break into a car bad enough they aren't going to waste time with a "scanner".
 

SeaSerpent

Platinum Member
Sep 24, 2001
2,613
4
81
Loooks like the insurance will cover it. After 30 days they will declare it lost.

No other news....
 

Judgement

Diamond Member
Feb 8, 2001
3,815
0
0
This thread is starting to make me want to pick up a remote starter for my car, but I don't know anything about them really.

Anyone want to point me in the right direction? Good brands? Features I should be looking for? Should I order one online and pay a shop to install it or buy one at a shop and have them install it?