Somebody ripped off my credit card and used it at the Speedway in Alsip Illinois.

[shortylickens]

Waiting on the phone right now for Navy Federal to deal with it.



Fuckers.
Fuckers everywhere.


Oh, its still in my wallet, someone must have gotten the numbers thru a web site. Which makes sense because we've been hearing a lot about hacked card info all over the world for about a year now as I recall.

 

[s0me0nesmind1]

Waiting on the phone right now for Navy Federal to deal with it.



Fuckers.
Fuckers everywhere.


Oh, its still in my wallet, someone must have gotten the numbers thru a web site. Which makes sense because we've been hearing a lot about hacked card info all over the world for about a year now as I recall.

Credit card skimmers are everywhere.

Everytime you fill up at a pump, there could be a skimmer there to record your numbers. It's not just entering numbers on the interwebs.

 

[DietDrThunder]

Waiting on the phone right now for Navy Federal to deal with it.



Fuckers.
Fuckers everywhere.


Oh, its still in my wallet, someone must have gotten the numbers thru a web site. Which makes sense because we've been hearing a lot about hacked card info all over the world for about a year now as I recall.

I get at least 3 new Discover card numbers a year because of hacked card info. The last two times Discover Card caught the fraud before I was aware of it, immediately notified me, stopped the transactions, froze the cards, and over night shipped us two new cards. I just wish I could figure out the source of the hacks, then I'd stop making purchases there. I think the reason why it was so easy for Discover Card to know that they were fraudulent purchases is:
1) they were out of state
2) both were for purchases for over $2,000.

 

[shortylickens]

Looking over the dates and talking to a lady on the phone, I think I must have been skimmed at a pump when I went on a road trip in Maryland (took mom to Johns Hopkins in Baltimore).

10 years in Virginia, not one credit card issue.
Make one and only trip to Maryland, get ripped off immediately.


FUCK THOSE GUYS IN PARTICULAR!

 

[DietDrThunder]

Looking over the dates and talking to a lady on the phone, I think I must have been skimmed at a pump when I went on a road trip in Maryland (took mom to Johns Hopkins in Baltimore).

10 years in Virginia, not one credit card issue.
Make one and only trip to Maryland, get ripped off immediately.


FUCK THOSE GUYS IN PARTICULAR!

I feel that restaurants are probably at the top of the list as well as gas stations. Once that card leaves your sight, you don't know if the waiter/waitress skims your card or not. I typically only pay cash at restaurants now.

 

[shortylickens]

I feel that restaurants are probably at the top of the list as well as gas stations. Once that card leaves your sight, you don't know if the waiter/waitress skims your card or not. I typically only pay cash at restaurants now.

That makes sense too, but I only started getting defrauded after that one trip to Maryland, and I've been eating at restaurants for 10 years in Virginia.

Called the Speedway on South Pulaski (they have the store number on the bill) and the lady claims they have chip readers in the store and on all their pumps. So either she lied or modern criminals have figured out how to get around the chip. Because if your card is marked as having a chip then it should be refused at a magnetic card reader if it also had a chip reader.
Also, the lady was very defensive and mildly irate, I wonder if she's been called about this already (with other people I mean).

Anyway, Navy Federal said they'd investigate and call the police.

Just realized this is the first time in my life I've had my identity stolen. What really bothers me is NFCU is normally paranoid about my card. Any time I got out of state for whatever reason, they immediately lock down my card and send a bunch of emails and keep calling until I pick up personally. Its normally a huge hassle.
THIS time they didnt do anything, I had to find out after almost a whole month and about 20 fraudulent charges.

 

[ImpulsE69]

Yea this happened to me earlier this year. Person used it 3 times at some food place somewhere I'd never been. My credit union and the company itself quickly remedied the situation.

 

[WelshBloke]

I feel that restaurants are probably at the top of the list as well as gas stations. Once that card leaves your sight, you don't know if the waiter/waitress skims your card or not. I typically only pay cash at restaurants now.

You what now?

 

[brianmanahan]

You what now?

at US sit-down restaurants, waiters/waitresses always take your signed receipt + credit card away from you to process your payment at a register. usually this is in the back of the restaurant.

maybe someday we'll get the portable credit card processing units.

 

[Ken g6]

I think I've been double-scanned twice at restaurants, but never skimmed. I called one of those restaurants pretty quickly afterwards, and they didn't admit anything, but the charge soon disappeared.

An exterior skimmer at a chip reader could probably still get your number and CVV - optically if no other way.

 

[pete6032]

In some countries I've seen the waiters walk around with CC readers and swipe the card right at the table so it doesn't leave the sight of the diners.

 

[shortylickens]

In some countries I've seen the waiters walk around with CC readers and swipe the card right at the table so it doesn't leave the sight of the diners.

Yeah more places are doing that, but not enough. And I think I will just start using cash when possible. The thing is, a tank of gas usually costs me about 50 bucks these days. So I'd need to withdraw maybe 200 and keep a special gasoline envelope with me at all times.

 

[WelshBloke]

at US sit-down restaurants, waiters/waitresses always take your signed receipt + credit card away from you to process your payment at a register. usually this is in the back of the restaurant.

maybe someday we'll get the portable credit card processing units.

I'm surprised that the credit card companies are ok with that!

 

[NoTine42]

Yeah more places are doing that, but not enough. And I think I will just start using cash when possible. The thing is, a tank of gas usually costs me about 50 bucks these days. So I'd need to withdraw maybe 200 and keep a special gasoline envelope with me at all times.

Or buy gas station gift cards to earn extra fuel points at Kroger’s or other stores giving gift card bonuses.
(Plus the gift cards can be used at the pump)

 

[SKORPI0]

So your card got hacked at Maryland, and got used in Alsip, IL. How'd they do that without a physical card, make a copy?
That gas station is 7.7 miles (16 minute drive) NW from where I live.

 

[brianmanahan]

So your card got hacked at Maryland, and got used in Alsip, IL. How'd they do that without a physical card, make a copy?
That gas station is 7.7 miles (16 minute drive) NW from where I live.

found the hacker

 

[Darwin333]

I feel that restaurants are probably at the top of the list as well as gas stations. Once that card leaves your sight, you don't know if the waiter/waitress skims your card or not. I typically only pay cash at restaurants now.

A while back before this really hit the news with scammers installing devices on ATMs and gas pumps we had a pair doing that at a local restaurant. They would use some sort of card skimmer, make a copy, buy stuff at Walmart/Bestbuy/wherever and sell it for 50%. The idiots actually made up business cards and gave them to their friends to pass out to advertise their services. Obviously, they got caught.

 

[lxskllr]

Never had my cash hacked. Trying would be a good way to get stabbed in the face.

 

[Darwin333]

So your card got hacked at Maryland, and got used in Alsip, IL. How'd they do that without a physical card, make a copy?
That gas station is 7.7 miles (16 minute drive) NW from where I live.

Yup, not hard to do at all. You can turn an old hotel keycard into a physical credit card although that would be a bit difficult to pass to a person. With pay at the pump and most places you scan your own card you don't even have to make believable fakes anymore, just something that sort of resembles a CC.

 

[Humpy]

Yeah more places are doing that, but not enough. And I think I will just start using cash when possible. The thing is, a tank of gas usually costs me about 50 bucks these days. So I'd need to withdraw maybe 200 and keep a special gasoline envelope with me at all times.

Seems silly, there's no way to get an envelope of cash back.

Credit isn't your money until you have to pay the statement.

 

[WelshBloke]

Never had my cash hacked. Trying would be a good way to get stabbed in the face.

I've never had a credit card hacked. I've been passed a few dodgy forged coins in my time though.
I think that the issue is that you guys have really, really crappy security with respect to card payments. Your card should never need to leave your possession.

 

[MagnusTheBrewer]

As someone who's worked in food service longer than most here have been alive, you're far more likely to be ripped off at gas stations, clothing stores and, online than at restaurants, clubs and, hotels.

 

[lxskllr]

I've never had a credit card hacked. I've been passed a few dodgy forged coins in my time though.
I think that the issue is that you guys have really, really crappy security with respect to card payments. Your card should never need to leave your possession.

Any kind of credit is abstracted, and there'll always be risk. Too many fingers in the pie. I prefer the simplicity of cash. You give me stuff, I give you money. You can try to take it, I'll defend. Straightforward and neat. Doesn't get more fair than that.

 

[highland145]

I've had my identity stolen.

Not.

I'm surprised that the credit card companies are ok with that!

Built in fee to everyone. They're flush.

 

[WelshBloke]

Built in fee to everyone. They're flush.

They'd still get the fee if they bumped up their security, they're just increase their profits as well.