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Some property questions

TurtleMan

Golden Member
To make long strory short,

I let my uncle borrow my name to buy a property (mistake),
Forgot about my first time home owner buying benefits..... :\
then blah blah, we don't get along anymore , so recently I made him
transfers the property back under himself

Now he claimed he did, but heck, I have no ideas about those property stuffs,
how do I make sure that the prperty isn't under my name anymore and
loan is paid off.?

Would a simple credit check on equifax or experian or maybe transunion would shows the residential loan on it ?
 
a Lawyer would be best, but if you are wanting to do it your self...

1) go to the bank the loan is with...if you are on the loan you can ask the questions you need to (ie) is it paid off, how much is left...etc. He can't just "transfer" the loan into his name (at least in KY), he would have to pay that loan off and get a new one.

2) you can go down to the local PVA office (Property valuation) and look up your name on their computer and it will pull up any property in your name. This is the office that says what your house is worth for tax purposses.

3) go to the county court house and pull the dead on that property (it is public record) and see who is on it. If it is your first time the people in there are usually really friendly and can help you out, but go early in the morning before they get busy. In KY the office you will need to go to is the county clerks office, it may differ in your area, but you should be able to find this out.

If you hire a lawyer this is what he will do, but if things aren't right with it he can help you get it out of your name. So you may want to look on your own first.

kd
 
All you have to do is check with the tax assessors office, usually at the courthouse.
They can do a search on your name and/or property description/location and tell you if you or who owns the property.

And it will be free, you do not need a lawyer to find out if you own property or not.
 
He borrowed your NAME? DId you sign the papers and things like that? If not, then it's fraud and he (and possibly you) can go to jail. If you signed the papers and such and it's in your name, it's up to you to transfer it to someone else because technically it's yours. Of course since it's yours you can just kick him out and sell it or do whatever you want with it...
 
Originally posted by: TurtleMan
To make long strory short,

I let my uncle borrow my name to buy a property (mistake),
Forgot about my first time home owner buying benefits..... :\
then blah blah, we don't get along anymore , so recently I made him
transfers the property back under himself

Now he claimed he did, but heck, I have no ideas about those property stuffs,
how do I make sure that the prperty isn't under my name anymore and
loan is paid off.?

Would a simple credit check on equifax or experian or maybe transunion would shows the residential loan on it ?

Before I offer any advice on how you can get out of the impending doom you've created for yourself, please explain exactly why you let your uncle "borrow" your name. Did the lender make the loan under the assumption that you were going to occupy the home? I'm smelling straw buyer (or worse) scam here..........

 
"Give a man the possession of a bleak rock, and he will turn it into a garden; give him a nine years? lease of a garden, and he will convert it into a desert?" The magic of PROPERTY turns sand to gold.
Arthur Young
Journal entries for July 30 and November 7, 1787
 
County Courthouse .... speak with a clerk and tell them you are looking for the owner of the property in question. They can tell you who owns it and how much they bought it for.
 
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