SOB!.....Identity Theft Happened to Me

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NaOH

NaOH

Diamond Member
Mar 2, 2006
5,015
0
0
I checked my checking account balance earlier to see how much I would be able to transfer to a savings account. I found out I was missing almost a grand! $700 bucks spent at Sears.com. WTF and $100 bucks spent at some MFI FAMILY thing. Weird thing is...I still have my check card and everything so I'm confused how this happened. argghhh...dealing with BofA fraud team right now...


better not be one of you guys! :|
 
So

So

Lifer
Jul 2, 2001
25,923
17
81
Sorry, I needed a new phone, and a washer to ruin it with....
 
A

astrocase

Golden Member
Mar 7, 2005
1,377
0
0
Someone transfered $2500 from my saving to my checking and then wrote a check. I caught them before the check cashed luckily.
 
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mzkhadir

Diamond Member
Mar 6, 2003
9,509
1
76
Originally posted by: AMDUALY
Originally posted by: krunchykrome
$700 at Sears :laugh:
Click to expand...

Bastard probably ordered a whole lawnmower.
Click to expand...

you can probably call sears up and find out the address it is being delivered to and get it routed back and get the money back
 
V

V00DOO

Diamond Member
Dec 2, 2000
3,817
2
81
This is the reason I requested a regular ATM card from my bank and use credit card for all my purchases. I know credit card can be compromise too but credit card has better protection then check card.
 
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arcas

Platinum Member
Apr 10, 2001
2,155
2
0
It's not hard to do. Any time you pass a paper check, you give anybody who sees your check all the information they need to perform a debit -- your name, your bank, your account number and routing number. In the past, the fraudster would have to print up a paper check with that information and hope to pass it off but these days they can just do an electronic debit.

It seems that banking in the US is pretty backwards. My friends in the UK have told me that banks there allow you to create a "whitelist" of entities that are allowed to perform an electronic debit. If you're not on the whitelist, an electronic debit won't go through. I've yet to find any US banks that offer that feature.

 
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BooGiMaN

Diamond Member
Jul 5, 2001
7,955
0
0
hey its not my fault you are such a skank that you let me get you drunk and have my way with you and your check card..... :p

but seriously i hope you catch the bastard...
 
I

ivol07

Golden Member
Jun 25, 2002
1,475
0
0
This just happened to my cousin. Someone actually switched his ATM card and gave him someone elses. The next day he finds that someone has withdrawn $160 from his account but DEPOSITED a check for $900. The bank said people do this so when the check comes back they will then have the account number and other information? Didn't really make sense to me.
 
JEDI

JEDI

Lifer
Sep 25, 2001
29,391
2,738
126
Originally posted by: V00DOO
This is the reason I requested a regular ATM card from my bank and use credit card for all my purchases. I know credit card can be compromise too but credit card has better protection then check card.
Click to expand...

ding ding ding.. winnar!

regular ATM card... no check cards unless the bank doesnt offer regular atm cards and only has check cards
 
V

Viper GTS

Lifer
Oct 13, 1999
38,107
433
136
Not to be nitpicky but this isn't really identity theft. Odds are it never went beyond using your credit card number, you'll get a new card & your money back & that will be the end of it.

Now if they start taking cards/lines of credit/whatever out in your name THAT is identity theft.

Viper GTS
 
D

daveymark

Lifer
Sep 15, 2003
10,573
1
0
Originally posted by: Scouzer
what the hell is check card versus atm card
Click to expand...

check card is an atm card with a visa/mc logo that can be used to make credit(where you sign) or debit(where you punch in your atm number)purchases.

Atm card can only be used at the atm for cold, hard cash, and you can also make purchases via debit in some places by entering in your number
 
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Night201

Diamond Member
Apr 23, 2001
3,697
0
76
Originally posted by: Scouzer
what the hell is check card versus atm card
Click to expand...

Same thing...You can use your check card as an ATM card to get cash or use it as a credit card where the funds pull DIRECTLY out of your bank account - which is why you should NEVER use your check card for online purchases!
 
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