So what's a good credit score?

[Koenigsegg]

At what point are you eligible for car/house loans, and for how much? Is there a general equation for this or something?

How does a 743 compare to other 21 year olds?

 

[Kelvrick]

Since you're a college student, your income probably doesn't qualify you.

But, you are viet and your parents probably have cash stored up and are planning to buy stuff but under your name? I'd say try to have above a 700 score, but 600+ is ok.

 

[Taggart]

The higher the score the cheaper the financing. You can get financing with a low score, but you'll pay out the ass for it. Try to get above 700.

 

[nakedfrog]

640+ is decent. IIRC, 850 is the highest you can get.

 

[DAGTA]

743 is excellent for 21.

 

[sciencewhiz]

Ignore me

 

[DAGTA]

Originally posted by: sciencewhiz
720 is the national average, IIRC

I would be very surprised if the national average is that high.

 

[Thegonagle]

650 is OK--not great. 700+ is better. Your 743 is indicative of someone who pays on time, every time.

 

[Taggart]

Originally posted by: sciencewhiz
720 is the national average, IIRC

link?

It's below 700 I guarantee.

 

[DaWhim]

you lucky!

this is what I have now.

Your FICO credit score is 736

also 21y/o, but i have 11 opened lines of credit.

 

[webcammie]

Originally posted by: Kelvrick
Since you're a college student, your income probably doesn't qualify you.

But, you are viet and your parents probably have cash stored up and are planning to buy stuff but under your name? I'd say try to have above a 700 score, but 600+ is ok.

HAHAHAHHAH QFT