So what is your 401k (tsp) doing this year???

[Vette73]

My TSP (401k for Fed Gov workers) is up a little over 30%

I have 60% in International, 20% in small cap, and 20% in common stock.


So how is everybody else doing?

 

[BrownShoes]

Up 30%.

 

[IceBergSLiM]

Personal Rate of Return from 01/01/2009 to 11/20/2009 is 47.9%

last year was -51% so I've basically recovered from last year.

 

[bignateyk]

It's up significantly on the year, but if you factor in the hit it took when the market tanked, it is just getting back to even.

 

[Elbryn]

Personal Rate of Return from 01/01/2009 to 11/20/2009 is 47.9%

last year was -51% so I've basically recovered from last year.

not so. losing 51% of 100 bucks leaves you with 49. gaining 48% on 49 bucks is only 72 bucks. you need to gain 100ish percent to get back to even.

 

[bignateyk]

Personal Rate of Return from 01/01/2009 to 11/20/2009 is 47.9%

last year was -51% so I've basically recovered from last year.

Wouldn't you need a 100% gain to recover from a 50% loss?

 

[IceBergSLiM]

Wouldn't you need a 100% gain to recover from a 50% loss?

good point.

 

[bignateyk]

good point.

I came to that realization last year that I was going to need a hell of an increase % wise to get back to even, but surprisingly it has happened. Not sure what the exact numbers are though.

All I know is that in 3 years of working full time I have contributed 31019 to my 401K, and there is currently 31250 in my account, so it's basically no gain over the last 3 years.

 

[IceBergSLiM]

I came to that realization last year that I was going to need a hell of an increase % wise to get back to even, but surprisingly it has happened. Not sure what the exact numbers are though.

All I know is that in 3 years of working full time I have contributed 31019 to my 401K, and there is currently 31250 in my account, so it's basically no gain over the last 3 years.

yes i've come to the conclusion its a scam.

 

[Genx87]

My investment accounts got hurt last year. They are up but nowhere near where they used to be.

 

[bignateyk]

yes i've come to the conclusion its a scam.

Well, it's basically free money (at least in my case). I put in 5% of my salary, and my employer matches with 10% of my salary, so even if my 401K was down 60% over it's entire life, I would still make out with my 5% contribution + a little more.

 

[Engineer]

I came to that realization last year that I was going to need a hell of an increase % wise to get back to even, but surprisingly it has happened. Not sure what the exact numbers are though.

All I know is that in 3 years of working full time I have contributed 31019 to my 401K, and there is currently 31250 in my account, so it's basically no gain over the last 3 years.

Heh, I have been putting money into a 401k since 1995 and at one point in March, I was down 30K for the entire life of the 401k. Talk about sad. At that point, it was renamed a 201k and was on its way to a 101k.

OP, I'm up 30% or so this year. Still many thousands of dollars below where I was at the peak of 2007.

 

[meltdown75]

i would say my portfolio is strong to... very strong.

 

[ultimatebob]

My rollover IRA is showing 40-60% returns for the year (it varies on the mutual fund), which seem impressive until I realize that I'm still down 15% from when I started this IRA back in March of 2009. Grr.

 

[ViviTheMage]

up 65% or so

 

[ultimatebob]

yes i've come to the conclusion its a scam.

Hey now... you could always put your 401K money in a money market and government bond funds, and earn 3% interest for the rest of your life. It's not a GOOD investment idea, but it is an available option.

 

[SunnyD]

20.4% this year. I've stopped contributing for the balance of the year however, in order to hopefully pay off a few bills and save $ for a house.

 

[Brovane]

My 401k is back to where it was last year the peak before the bottom fell out.

 

[Suspicious-Teach8788]

I guess not much but because this is only my 2nd year investing into my 401k and I'm putting so much more than I did last year that my investment ROI isn't that great for the year. It's like 17% or so.

 

[StageLeft]

Fine now. Shameful watching kids' education fund, though, still struggling badly.

I think this market has recovered too fast too much but I'm not confident in that enough to do anything baout it.

 

[StageLeft]

Fine now. Shameful watching kids' education fund, though, still struggling badly.

I think this market has recovered too fast too much but I'm not confident in that enough to do anything baout it.

 

[DisgruntledVirus]

20.4% this year. I've stopped contributing for the balance of the year however, in order to hopefully pay off a few bills and save $ for a house.

Yeah, I'm around the same. Been down 40-50% over the previous year, so coming back to that is awesome.

I'm now getting into $ amounts that are meaningful It should hit the next major milestone in 2010.

 

[exdeath]

Up 25%. It never went down over the last couple years, just slowed in growth a bit.

 

[CRXican]

Up to 28.52% rate of return. Balance is back up from the 3 grand dip it took last year. Pretty small balance.

 

[mb]

Personal Performance
Prior Quarter (10/01/2009 to 12/31/2009)

5.52%
Year to Prior Quarter (01/01/2009 to 12/31/2009)

34.01%