So, I need to work out my credit..

imported_waldo

Golden Member
Aug 30, 2004
1,076
0
0
Ok, here is the scoop...I have about 4 cards that total have about 7k on them. I pay all my monthly payments and the like, but the APR is killing me at aobut 26%. I want to just put them all in one lump some and try and find a way to bring down teh APR.

Anybody know of good ways to do this?

Side notes:
I am still in school (law school to be precise), so I won't have substantial income for another 2 years. On top of that, they make us sign a paper which says we won't work more than 15 hours per week.

Thoughts?
 

minendo

Elite Member
Aug 31, 2001
35,560
22
81
Try applying for a low interest card or one that has a low interest for balance transfers.