• We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.

So a Insurance Private Investigator stopped by the house tonight...

L

leeland

Diamond Member
Last Halloween my wife, sister-in-law and a friend were involved in a car accident.

The wife and other two were traveling from our home (in town on the out skirts) to take my sister-in-law back to her dorm room. It was 11:30 at night, driving down a narrow road with a 45 m.p.h. speed limit with 1/2 mile to 3/4 mile range of sight on the road.

As she was driving down the road a van full of teenagers driving at a high rate of speed sped around my wife...attempted to pass...lost control and flipped the van in front of her (think of a 2 fast 2 furious maneuver here where they drifted AROUND my wife's car not hitting it but drifting around it).

The driver over corrected and went into the ditch...hit a pole and flipped it end over end (front to back)

There were 7 kids in the van and 3 were ejected, one seriously hurt...no one was wearing seat belts

Nothing happened as a result of the accident, my wife gave a statement and we had no further contact with anyone.

Fast forward today...this guy shows up at my house asking to interview my wife because the three injured teens are suing the drive of the van.

The change the original story they gave (originally saying it was my wife who caused the accident to saying the teen driver was driving too fast).

The driver says it was my wife who swerved in front of her and caused her to crash.

Nothing is official (so this guy claims) but the three parties the one seriously injured kid and the two others couldn't come to terms of an agreement for a settlement so he says our insurance company is probably going to get sued and he wants to get the facts straight and interview my wife, sister-in-law and her friend so when my wife supposedly gets requested to be at a deposition hearing by this girls insurance company he will have 'the real story' by his words.

Wife is out of town for the week and I told him I would be contacting my insurance to alert them...to which he tells me they won't do as good as job as he would at 'telling her story' to back her claims up.

Since I haven't talked to our insurance company yet I am going to assume that this guy is just trying to cover his clients ass and wants to get to us first to watch out for his company.

It is not a required thing to meet with him...but it kind of freaked me out a little none the less to have some guy showing up at the door!
 
leeland said:
Last Halloween my wife, sister-in-law and a friend were involved in a car accident.

The wife and other two were traveling from our home (in town on the out skirts) to take my sister-in-law back to her dorm room. It was 11:30 at night, driving down a narrow road with a 45 m.p.h. speed limit with 1/2 mile to 3/4 mile range of sight on the road.

As she was driving down the road a van full of teenagers driving at a high rate of speed sped around my wife...attempted to pass...lost control and flipped the van in front of her (think of a 2 fast 2 furious maneuver here where they drifted AROUND my wife's car not hitting it but drifting around it).

The driver over corrected and went into the ditch...hit a pole and flipped it end over end (front to back)

There were 7 kids in the van and 3 were ejected, one seriously hurt...no one was wearing seat belts

Nothing happened as a result of the accident, my wife gave a statement and we had no further contact with anyone.

Fast forward today...this guy shows up at my house asking to interview my wife because the three injured teens are suing the drive of the van.

The change the original story they gave (originally saying it was my wife who caused the accident to saying the teen driver was driving too fast).

The driver says it was my wife who swerved in front of her and caused her to crash.

Nothing is official (so this guy claims) but the three parties the one seriously injured kid and the two others couldn't come to terms of an agreement for a settlement so he says our insurance company is probably going to get sued and he wants to get the facts straight and interview my wife, sister-in-law and her friend so when my wife supposedly gets requested to be at a deposition hearing by this girls insurance company he will have 'the real story' by his words.

Wife is out of town for the week and I told him I would be contacting my insurance to alert them...to which he tells me they won't do as good as job as he would at 'telling her story' to back her claims up.

Since I haven't talked to our insurance company yet I am going to assume that this guy is just trying to cover his clients ass and wants to get to us first to watch out for his company.

It is not a required thing to meet with him...but it kind of freaked me out a little none the less to have some guy showing up at the door!
Click to expand...

I'm betting you assume correctly. If she gave a written statement to the police don't let her talk to this guy, absolutely no reason. The only person she should talk to is your insurance company's lawyer.
 
Tell him your wife gave her statement to the police, and if he wants a statement, he needs to subpoena her.

Don't go on record saying anything to him. he'll twist everything she says to benefit his client.
 
I am inclined to agree with thepd7, it seems like the most appropriate and common sense thing to do.
 
The messed up thing was how he initially started the conversation. I was in the middle of a Craigslist deal since we are moving (talk about embarrassing...)

I was doing the exchange and these two groups showed up at the same time.

The couple buying the stuff from us and then this guy. At first I didn't know who was who...10 seconds of awkward pause and he flashed the badge (instant WTF).

He came off initially like it was a done deal but after 45 minutes of talking I got him to admit in an indirect way he was probing for info to cover his ass.

He didn't like the idea of us going to our insurance company which sealed the deal for me personally...good thing for those stupid radio commercials that tell you not to talk to insurance people who call or stop by.

All and all he was a very nice guy, not a dick and didn't make false claims...pretty smooth and sneaky at the same time.
 
All you have to do is say the wrong thing, just once, that can be misinterpreted or taken out of context, and you wind up on the losing end of the stick.
 
Well, this kind of shit is exactly what you pay your own insurance for. The PI might just be doing his job, but fuck him. As others have mentioned, alert your own insurance, and refer theirs to the police report.
 
jlee said:
A PI badged you...? That's odd. Don't tell him anything.
Click to expand...
Are PIs licensed and issued badges?

What the others are saying is logical, they are looking for money and may be looking to try to get some from you guys too, not just story corroboration so I would refer them to your police statement.
 
Ok, thought I had heard about licensing.

But I'd be leery of anyone who flashes a badge fast and puts it away, probably so you don't see it's plastic.
 
The only party involved who has any interest in defending your wife would be her insurance company, since it could be their money on the line. The PI just wants a way to pin the blame on your wife.
 
Absolutely in no way shape or form say ANYTHING to him other than "boy, the weather sure has been hot around here huh?". No matter what you say, nothing good can come out of it for you / your wife. The investigator is trying to gather information that could potentially be used to sue your wife (her insurance company), so anything you say could be detrimental. At best, he's trying to get information to aid in the case of one of the teens versus another, which isn't your issue. At worst, he's laying the groundwork for coming after you guys. Like MotionMan said, time to lawyer up.
 
As others have said, DON'T talk to the guy. Contact your insurance company and let them know. BTW your about to be sued.
 
"It is not a required thing to meet with him...but it kind of freaked me out a little none the less to have some guy showing up at the door!"

thepd7 said:
I'm betting you assume correctly. If she gave a written statement to the police don't let her talk to this guy, absolutely no reason. The only person she should talk to is your insurance company's lawyer.
Click to expand...

agree with /\

watch out for attempted Jedi mind tricks from the other guys. it sounds like a messy situation with a bunch of injured people, none of which are your wife's fault.

"anything you say can and will be used against you in a court of law" - even civil court.

it may even be worthwhile to do a quick check of your wife's lawyer, by looking up their name in a copy of Jury Verdicts Weekly, or one of the other comprehensive periodicals you can get at law school libraries.

just to see what their background is, who they have worked for.
 
Last edited:
Has anyone said to say nothing and just tell them she already gave her statement to the police and then call your insurance company?

:awe:
 
Marlin1975 said:
Has anyone said to say nothing and just tell them she already gave her statement to the police and then call your insurance company?

:awe:
Click to expand...

No,that's going about it all wrong. I would not say anything, tell them she already gave her statement and then call the insurance company. You can't be too careful.
 
Don't talk to anyone. Tell him to shut the fuck up and get the fuck out of your house or the consequences will never. be. the. same.
 
You must log in or register to reply here.

TRENDING THREADS

Back
Top