On the 950 CPU's you usually are limited by the speed of the cache chips. 950 Athlons run the cache at 1/3 the core speed. If you are lucky enough to have 350 Mhz cache chips, you should be able to overclock to at least 1050 Mhz. I doubt you could get the chip over 1100 Mhz unless you get really good cache chips.
If you have a motherboard that can run at 110 bus speed reliably, then that would get you the the best performance, and 110x9.5 is 1045 Mhz. No GFD needed.