Single parent of 3 making min wage has more disposable income than family of 4 at 60k

[Scotteq]

Zane - Thanks. That makes more sense, though (like you) I still highly suspect the premise and data behind the OP.

 

[waggy]

i call bullshit on that too.

hmm reading those numbers they are off.

saying they make over $500 in food stamps. i gotta say i know a few families who make what that chart claims with 2 kids and NOBODY makes 500 in food stamps. sure teh "calculator" that the food stamps place uses may say it but they arent getting that much.

again damn near $900 in liehiep? no.

and claiming medicaid payments as income?

seems the article was stretching it to meet its goals.

 

[EagleKeeper]

I dont think we should pay people any money just because they were stupid enough to have children. A Child is a Choice, just like buying a Car.

Manytimes it is not the parent's fault.

Your start with two parents and one or two children.The family situation degenerates for multiple reasons, some beyond control and there is one parent responsible for a couple of kids.

Much different than a welfare whore that has been raised that way since day one by the same type of parent.

 

[ayabe]

Most of our problems can be traced back to paying stupid unproductive members of society to have more babies out of wedlock. These parents then teach their children how to game the system by having more babies out of wedlock. Repeat and learn the power of factorials/exponents.

So wait, it's not FDR, it's LBJ? Or maybe Nixon? Reagan granting amnesty to illegals?

I thought the Bircher approved villain was now Woodrow Wilson.

I guess I'm confused as to the dividing line when America took a gigantic nosedive and which liberal asshole(or newly minted RINO for the purposes of this thread only of course) to pin the blame on.

 

[Throckmorton]

I dont think we should pay people any money just because they were stupid enough to have children. A Child is a Choice, just like buying a Car.

Is a child a Choice or a Life?

 

[Throckmorton]

What was the author's reason for counting Medicaid as "disposable income"?

 

[waggy]

What was the author's reason for counting Medicaid as "disposable income"?

without doing that they wouldn't fit the needs of the story. same reason they stretched the numbers for food stamps/liehiep (i think. nobody i know has gotten anywhere near the amount they claim on this).

but i suspect the reason people will say its "disposable income" is that they don't have to spend money on medical expenses so they can spend it elsewhere?

 

[Scotteq]

without doing that they wouldn't fit the needs of the story. same reason they stretched the numbers for food stamps/liehiep (i think. nobody i know has gotten anywhere near the amount they claim on this).

but i suspect the reason people will say its "disposable income" is that they don't have to spend money on medical expenses so they can spend it elsewhere?

I didn't require hospitalization this year: Nobody added anything to my income, so it damned sure made *zero* difference.

 

[BoberFett]

It's pretty dishonest to include Medicaid assistance with income.

 

[TridenT]

It's pretty dishonest to include Medicaid assistance with income.

lol, no shit.

:whiste:

 

[EagleKeeper]

It's pretty dishonest to include Medicaid assistance with income.

lol, no shit.

:whiste:

One could then include insurance payments + employer premiums on the other side to balance the equation

 

[sunzt]

One could then include insurance payments + employer premiums on the other side to balance the equation

also 401k

 

[waggy]

One could then include insurance payments + employer premiums on the other side to balance the equation

hmm thats fair. wonder why they didn't do that then eh?...:whiste:

 

[ZaneNBK]

Actually, since this is a comparison of disposable income. The $14.5k family can never have more disposable income than $14.5k - taxes + earned income credits as the rest goes directly to a specific expense.

So in this case, $14,500 - $1950 (taxes) - $9600 (childcare) + $5020 (IEC) = $7970 of disposable income. That income has to cover the remainder of their rent, utilities, healthcare not fully paid for by Medicaid/CHIP, clothing for four people, travel expenses (buses, trains or cars), etc..

Think I'd rather be the $60k family by far.

 

[Phokus]

hmm thats fair. wonder why they didn't do that then eh?...:whiste:

One can only assume that the author is as fucking stupid as spidey is


YHPM

Common Courtesy

 

[waggy]

Actually, since this is a comparison of disposable income. The $14.5k family can never have more disposable income than $14.5k - taxes + earned income credits as the rest goes directly to a specific expense.

So in this case, $14,500 - $1950 (taxes) - $9600 (childcare) + $5020 (IEC) = $7970 of disposable income. That income has to cover the remainder of their rent, utilities, healthcare not fully paid for by Medicaid/CHIP, clothing for four people, travel expenses (buses, trains or cars), etc..

Think I'd rather be the $60k family by far.

anyone with a IQ above 50 would.

 

[sunzt]

Would you:

A. Make $14,500 a year?
B. Make $60,000 a year?

It's as easy as that.

 

[fskimospy]

I can't help but notice that Spidey has run away from this thread. I have no doubt that in his heart he still believes his OP though. Nothing can shake the faith of a true believer.

 

[Red Dawn]

I can't help but notice that Spidey has run away from this thread. I have no doubt that in his heart he still believes his OP though. Nothing can shake the faith of a true believer.

He's at the Track betting on the ponies with all his fiscally conservtive buddies.

 

[piasabird]

Wait till you fill out a federal tax return. In many cases if people know how to use the system they can go to multiple agencies every month and get financial assistance. Unless someone is really keeping track of this or a person is being investigated, it is hard to say how much someone's income actually is. It can be Educational assistance in the form of free books, free tuition, or free daycare while you are going to school. There is all kinds of free money. Women's homeless shelters give you a place to stay and that is income also. Free food from a church that is income. Church gives you money for room and board that is income. Money for medications or meals at the end of the month that is income. Not many people actually can keep track of all the handouts.

Even with all that, it is hard to justify that someone making minimum wage makes as much as someone making $60,000.00 per year. Partly because often the well employed person is donating to a pension plan and also they and their employer are also doating to SSN. In fact probably a person making $60,000.00 will get over $10,000 in basic deductions if they have a typical 4 person family. Plus they may also get deductions for student loans, financing a house, Daycare deductions, Hope Education Credit, Lifetime Earning Credits, etc. Usually $60,000 in income will only amount to about $40,000 in income after deductions on their taxes. In fact for a family of 4 this only equates to 2 parents both making around $30,000 in income. That is just barely enough to survive after House payments, house insurance, house taxes, Phone bills, Car payments, Car insurance, Medical insurance and Co-pays, Gas , Electricity, Gasoline, Food, Clothing, etc.

 

[PingSpike]

i call bullshit on that too.

hmm reading those numbers they are off.

saying they make over $500 in food stamps. i gotta say i know a few families who make what that chart claims with 2 kids and NOBODY makes 500 in food stamps. sure teh "calculator" that the food stamps place uses may say it but they arent getting that much.

again damn near $900 in liehiep? no.

and claiming medicaid payments as income?

seems the article was stretching it to meet its goals.

There was an article recently in our local newspaper where a woman complained that she couldn't make ends meet with the $732/mo in food stamps she got for her family of four. I have no idea what people normally get for the free heating assistance, although they had an article about it recently that I didn't read which featured photo a recipient staring at the thermostat set to 72 degrees. :/

I'm not saying the premise of the article is correct.

 

[EagleKeeper]

Those that get free heating assistance never see the bill.

Fuel is delivered (oil/gas/electric) and the bill is sent/paid by the assisting agency.

72 is much more comfortable than 62 if it does not come fro your wallet.
Now 68 with a newborn is a different story but after 2 yrs old, the child will be happy bundled up a little.

 

[ch33zw1z]

Don't you know? If the government didn't give all these welfare cases money to buy 22" spinners and Escalades and 65" LCD TVs and houses, the economy would collapse!

Welfare money is not what's buying those rims and tv's...

Not that I'm Pro-Welfare, it makes me sick the way people abuse the system while the rest of us slave away 40+ hours a week to barely make it by because we don't qualify for any assistance other than tax credits..

 

[zephyrprime]

I read the linked article and it doesn't even have a breakdown of the income for a person making 60K. Also, the link is itself a repost of the original article but there is no link to the original.

 

[ZaneNBK]

I read the linked article and it doesn't even have a breakdown of the income for a person making 60K. Also, the link is itself a repost of the original article but there is no link to the original.

It's there it's just bad HTML. If you increase the width of your browser you should be able to see it, assuming you mean you just don't see the 60K column. I had that issue as well in Chrome. Not really worth seeing though, it basically just states 60K as the income, then subtracts taxes and child-care and comes out about the same "disposable income" number as the 14.5K family.