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Simple Bank Invites

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I watched the video, and glossed over the site, but I'm not sure I get it. Is the benefit only expense tracking?
 
So it tells you how much money is "safe to spend" and gives you push notifications when someone uses your debit card?

Basically, making a bank more Mac-like.
 
being able to tag your purchases could be conveniant. I do some am and I get 1099-misc every year. I don't have a seperate accounts for my "business" so it's a pain when trying to pull expenses.
 
To me, it kind of just seems like a prettier way to visualize your money and spending habits, with maybe some better-than-average customer service for things. I'm not sure what the advantage to using it is if you already have Mint or something similar.
 
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