Shouldn't Geico/Progressive be cheaper than Nationwide/State Farm/Allstate since they are direct?

[jlee]

Originally posted by: KK

Originally posted by: radioouman
Progressive was much cheaper for me.

Same here -- Geico was much more expensive.

 

[Gibson486]

Atleast you guys can pick insurance. In MA, all the rates are the same no matter where you go.

 

[j00fek]

i always look for a better quote but no one beats state farm. 80/mo for full coverage

 

[DaShen]

Auto Insurance

 

[ActuaryTm]

Many thanks to Vic for the superb job in correctly informing fitzov (and others) of the finer and elegant intricacies and inner-workings of the automotive insurance industry in the absence of an actuary.

 

[fitzov]

Originally posted by: ActuaryTm
Many thanks to Vic for the superb job in correctly informing fitzov (and others) of the finer and elegant intricacies and inner-workings of the automotive insurance industry in the absence of an actuary.

what a tool

 

[ActuaryTm]

Originally posted by: fitzov
what a tool

Perhaps.

But a tool with quite a bit of experience in actuarial rate development of automobile insurance (including a significant exposure to pricing models for various major competitors), and a firm understanding of business practices of property and casualty lines.

And you?

 

[fitzov]

Originally posted by: ActuaryTm

Originally posted by: fitzov
what a tool

Perhaps.

But a tool with quite a bit of experience in actuarial rate development actuarial of automobile insurance, and a firm understanding of business practices of property and casualty lines.

And you?

someone who's not impressed with flowery language, unlike yourself.

 

[ActuaryTm]

Originally posted by: fitzov
someone who's not impressed with flowery language, unlike yourself.

If you can't understand industry standard terms (or at the very least perform a bit of basic research), you sadly deserve no place in intelligent discussion on this topic.

 

[DrPizza]

Geico saved me a fortune vs. my old insurance company... One of these days, I'll shop around again, and see if anyone has a better rate.
3 cars, one with full coverage, WELL under 1k per year.