Should I use Administrator account for everyday use?

[Petar]

Hello everybody,

I have couple of questions regarding accounts on Windows 10
-Can I use administrator account for everyday use like downloading games,burning,web surfing,playing...?
-When I made local account after fresh Windows installation,I couldn't install programs,but instead,they automatically installed on administrator's account.
-When I tried to login into local account same day,I couldn't because it wasn't on login list,so I could only login into admin.
-If I use Microsoft Account will it delete my local account,because like I said,local account I made wasn't on login list.
-Is there any major downsides for using Admin?
-I read that if I got malware it can take control on PC and files,and also I would need to reinstall whole Windows.
PS
Is there a chance for hacker to steal my Paypal account,because that's my biggest fear?


Thanks

 

[JackMDS]

There is NO real Microsoft account.

The difference is between Local Account that set with Local password, or an account that the Log on it done with your Microsoft Account credentials.

Using one account or another, does not earse any account.

Regular Local account can be also set to have Admin rights.

Maybe this can Help too.

Have to change user account type? Here's how on Windows 10.

In this guide, we'll show you the different methods to change a user account type to give a friend or family member more (or less) control over what they can do on a Windows 10 computer.

www.windowscentral.com

 

[UsandThem]

Is there a chance for hacker to steal my Paypal account,because that's my biggest fear?

You are lot more likely to have your Paypal account password compromised by falling for a "spoof" email, or if you use the same email address and password across multiple sites. Then there's always the risk of Paypal having a major data breach at some point. Also, beware of what apps you give permission to link to your Paypal account.



The best way to keep your Paypal account safe (outside of what I mentioned above) is not to transfer sensitive information over a public / unknow WIFI network, use a different password for each important site, turning on 2-step verification, and to change your password on a regular basis. I change my password for my bank / credit card / Paypal accounts every 9-12 months.

 

[balloonshark]

UsandThem's tips are very good. I use firefox and they have an extension called flagfox that shows the country of the ip address on the site I'm visiting. If I'm on the page to enter paypal credentials it should be the in US. This isn't 100% guaranteed accurate but it's a step in the right direction.

I also like to click the padlock next to the address bar. I then click the arrow next to connection and then more information. Then I click the security tab and check to see if I've visited the site before. If I haven't then most likely it's a phishing site. Why Firefox keeps making this processes more tedious is beyond me.

 

[Muadib]

You guys aren't really answering the OP's question. He wants to know if it's safe to use an administrator account for day to day use. I say it depends on what type of websites you tend to visit. If you use sites like this one normally, then yes, using an administrator account is ok to use.
However, if you like going to risky sites, like porn sites and the like, then stick to your standard local account, and use the administrator account to install stuff just like you've been doing. Yes it's a pain, but it's less riskier.

 

[UsandThem]

You guys aren't really answering the OP's question. He wants to know if it's safe to use an administrator account for day to day use. I say it depends on what type of websites you tend to visit. If you use sites like this one normally, then yes, using an administrator account is ok to use.
However, if you like going to risky sites, like porn sites and the like, then stick to your standard local account, and use the administrator account to install stuff just like you've been doing. Yes it's a pain, but it's less riskier.

????

JackMDS address that.

And since the OP is most concerned about his Paypal account being compromised, I addressed that aspect for them. Using a Paypal account on a non-admin vs. admin login shouldn't be their biggest concern when it comes to an online account being compromised.

 

[Muadib]

????

JackMDS address that.

And since the OP is most concerned about his Paypal account being compromised, I addressed that aspect for them. Using a Paypal account on a non-admin vs. admin login shouldn't be their biggest concern when it comes to online account compromise.

I agree with you on the paypal, but the Op clearly doesn't know.