Should I take out a student loan and quit my job

[royaldank]

I think you should keep working. Why put yourself back $14,000 if you can do it holding down a job? Might suck for awhile, but you'll be much further ahead a year from now.

 

[stnicralisk]

Originally posted by: dullard
Edit: one thing I forgot. Many states require a licensed teacher or a substitute to be in the classroom at all times. So as you do your internship, there will be another teacher there to help you out. The interesting thing comes when that teacher is sick or takes vacation days (which they often do while they have interns since they have fewer things to worry about). The school has to pay for a substitute to come in and just sit there watching you do your work. If you live in one of these states, you can usually become a substitute while doing your school internship. End result: you can get paid on the days the normal teacher leaves (but only if you apply beforehand to be a substitute)! This doesn't apply everywhere, but it doesn't hurt to make a few phone calls and ask. ~$100 here and there can certainly be helpful.

That is a most excellent idea! I appreciate it!

 

[stnicralisk]

Originally posted by: royaldank
I think you should keep working. Why put yourself back $14,000 if you can do it holding down a job? Might suck for awhile, but you'll be much further ahead a year from now.

Did you read the post? I would be 4,000 not 14k! I wouldnt put myself in debt 14k!

 

[royaldank]

Originally posted by: stnicralisk

Originally posted by: royaldank
I think you should keep working. Why put yourself back $14,000 if you can do it holding down a job? Might suck for awhile, but you'll be much further ahead a year from now.

Did you read the post? I would be 4,000 not 14k! I wouldnt put myself in debt 14k!

You after working next year = $10,000
You quitting and getting a loan = -$4,000

Total difference $14,000

 

[stnicralisk]

Originally posted by: royaldank

Originally posted by: stnicralisk

Originally posted by: royaldank
I think you should keep working. Why put yourself back $14,000 if you can do it holding down a job? Might suck for awhile, but you'll be much further ahead a year from now.

Did you read the post? I would be 4,000 not 14k! I wouldnt put myself in debt 14k!

You after working next year = $10,000
You quitting and getting a loan = -$4,000

Total difference $14,000

This is true but I would only not be working for 8 months so $6,666 or thereabouts is what I would be set back.

 

[GoingUp]

Originally posted by: amdskip
Go for it. School is a full time job and you need a little to do whatever. $2600 in loans is tons less than most college students.

 

[tec699]

IMO $20,000 isn't a lot when were talking about college loans. The average college studnet wracks up to $20,000-30,000 in loans. College is expensive and is expected to increase in the future.

 

[tec699]

If you are an Senior in college and a education major then that means you'll be doing student teaching soon? Student teaching can be stressful and demanding. Do not work during the weeknights and if you really do need a job get one for the weekend.

 

[stnicralisk]

Originally posted by: tec699
If you are an Senior in college and a education major then that means you'll be doing student teaching soon? Student teaching can be stressful and demanding. Do not work during the weeknights and if you really do need a job get one for the weekend.

Yeah, I already plan on not working during the internship. The question is should I just cut loose a semester earlier than that. It is difficult to find a job that is only on the weekends. Its a good idea though I will check around for one.