should I get comprehensive coverage ?

[rh71]

'95 Rodeo valued at $5k but it's our only vehicle. Currently have liability only for $300/6 months. If I get comprehensive w/ glass (and $500 deductible), it will be a $388/6 months.

Low risk for theft, but you never know what else may happen to the car... would you do it ? No brainer ?

 

[edro]

Do it! My car stereo system got stolen, and my comprehensive covered it with ZERO deductable! What if a tree falls on it? What if the windshield breaks? Comprehensive covers everything out of your control.

 

[rh71]

^ for more epinions.

 

[EagleKeeper]

Two questions.

1) Do you feel lucky

2) If you are not lucky, can you afford to be without the vehicle while any repairs are being done and/or being replaced? All the above comes out of your own pocket.

 

[TheAudit]

Unless you really needed that extra $180 a year I would do it. Chances are that nothing will ever happen and you won't ever need it. But you will be kicking yourself if something did happen.

I would spend the extra money.