Well, had my car looked at yesterday and the claim adjuster wrote an estimate of $2499.
This doesn't include any damages from the bottom of the car.
So basically I talked to the Insurance people and they will send my a check for $1500($2500-$1000 dectuctable).
As far as the bottom of the car, they said I can go anywhere and have it looked at but since its secondary damages, that estimate has to be faxed directly to them and they pay them.
I'm gonna get his repair shop to hook me up with as much fixing as possible since they are getting the bussiness here.
Maybe all the shocks need to be changed, the rotor was damage ?? Maybe the muffler also ?? Anything that could have been damage from sitting on the ground and being dragged is goona get fixed
So I'm pretty much getting my suspension repaired.
Getting a $1500 check
And getting reimbursed for stuff that I paid in the beginning:
$224 towing fee
$195 to get the ignition fixed
$80 for the battery and jack(maybe just $50 for the battery)
$250 for the wheels to get the car up and out(Don't know if I'll get this one as the $2499 estimate already include the set of wheels)
Thank God I had full coverage.
Well, back to this thread when my car was STOLEN
I already had liability but I took out full before moving out here but they were suppose to send me the bill for the extra premium to my house but I moved to Cali before I got the bill.
So naturally I didn't think I had full coverage because I haven't paid for the premium yet.
I just got my mail sent over here and I did get the bill and I paid for the premium + a small late fee.
It turns out that I had full coverage the whole time.
So its a $1000 deductible.
Just from guessing the stuff they took, its about ~$2000 loss.
The thing is from looking at the picture, the car was sitting on the axle and while it still drive fine, I hear a weird rubbing noise from the back and also new squeaking noises(I'm guessing from the body itself that wasn't there before)
So should I file a claim ?? Will my insurance jump on the next cycle ??
I'm thinking if I can get $4000 out of it, its worth it.
The thing that worries me is that the car was sitting on the axles and the towing company pulled the car from the axle an such.
I might encounter problems unforseen later on.
Advantages, disadvantages ?? Some of you guys know this stuff more than myself. I never had to file a claim before.
Any advice is welcomed.
This doesn't include any damages from the bottom of the car.
So basically I talked to the Insurance people and they will send my a check for $1500($2500-$1000 dectuctable).
As far as the bottom of the car, they said I can go anywhere and have it looked at but since its secondary damages, that estimate has to be faxed directly to them and they pay them.
I'm gonna get his repair shop to hook me up with as much fixing as possible since they are getting the bussiness here.
Maybe all the shocks need to be changed, the rotor was damage ?? Maybe the muffler also ?? Anything that could have been damage from sitting on the ground and being dragged is goona get fixed
So I'm pretty much getting my suspension repaired.
Getting a $1500 check
And getting reimbursed for stuff that I paid in the beginning:
$224 towing fee
$195 to get the ignition fixed
$80 for the battery and jack(maybe just $50 for the battery)
$250 for the wheels to get the car up and out(Don't know if I'll get this one as the $2499 estimate already include the set of wheels)
Thank God I had full coverage.
Well, back to this thread when my car was STOLEN
I already had liability but I took out full before moving out here but they were suppose to send me the bill for the extra premium to my house but I moved to Cali before I got the bill.
So naturally I didn't think I had full coverage because I haven't paid for the premium yet.
I just got my mail sent over here and I did get the bill and I paid for the premium + a small late fee.
It turns out that I had full coverage the whole time.
So its a $1000 deductible.
Just from guessing the stuff they took, its about ~$2000 loss.
The thing is from looking at the picture, the car was sitting on the axle and while it still drive fine, I hear a weird rubbing noise from the back and also new squeaking noises(I'm guessing from the body itself that wasn't there before)
So should I file a claim ?? Will my insurance jump on the next cycle ??
I'm thinking if I can get $4000 out of it, its worth it.
The thing that worries me is that the car was sitting on the axles and the towing company pulled the car from the axle an such.
I might encounter problems unforseen later on.
Advantages, disadvantages ?? Some of you guys know this stuff more than myself. I never had to file a claim before.
Any advice is welcomed.