its kinda like insurance, excpet you only pay your $8 once. In my opinion its worth is, if i had had one i wouldent have had to buy a new 900 Athy..... Its really usefull if you switch heatsinks. To tell you the truth i still fear putting a heatsink on a AMD but with a shim its much easier. And i recomend the Purple Annozided (sp) ones, tehy are like $8 and they work will all current AMD chpis, including XP.....
I got mine from Coldcpu.com i highly recomend them,a nd they have nice heatsinks ato decient prices, and there "rating" is extremly good