SEARS card

[darkswordsman17]

Is a SEARS card a credit card or is it a card just for their stores? Whats the interest like on it? What kinda rewards/bonuses do you get with it?

Also any other information would be helpful.

TIA.

 

[gunblade]

It is a credit card issued by citibank.

 

[bmacd]

there's two kinds...

1) strictly Sears
2) Sears MC/Visa. IIRC, both are managed by Citibank, but the sears in-store card is definitely managed by Citi.

-=bmacd=-

 

[darkswordsman17]

What about interest rates? Does it basically just act the same way a credit card does, only it works for SEARS only?

 

Originally posted by: darkswordsman17
What about interest rates? Does it basically just act the same way a credit card does, only it works for SEARS only?

For the store credit card, yes. The interest rates will probably be similar to standard rates for regular credit cards.

 

[HappyPuppy]

The rate you get on your Sears card will depend on your credit history. If your credit sucks you will probably pay 27%+ while I, with my stellar cred and astronomical FICO will pay @ 7%.