Termination is a seperate thing from ID settings, but here goes anyway...
Basically for SCSI to work, you need to have both ends of the *physical* bus terminated.
Thus, in your situation, and I'm going out on a bit of a limb here, for I'm not too familiar with your card, you would probably setup the bus termination like so:
(U2W Bus Segment) | (SCSI-3 bus segment)
|--------------------|--------|------------|------------|--------|-----------------|
(terminator) (hdd) (hdd) (adapter) (dev1) (dev2) (dev3, terminated)
I think that'll work, but you'd be best reading the card's manual (latest version should be downloadable off adaptec's site), and having a look at this site:
http://www.scsifaq.org
Hope this helps.
[edit]Dyamn! formatting that ascii diagram in this was a bastard :|[/edit]