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Roofers.... Con Artists, or worth checking?

S

s0me0nesmind1

Lifer
So recently, a... say... 5-7 minute hail storm came through in my area. Which isn't common for Texas and other southern areas obviously, but it happened.

Overall size of the hail I would describe us "under golf-ball size" see pics below.

The last 2 days my door has been getting knocked on NONSTOP with fucking vultures from roofing companies with their "free inspections". I've declined them each time.


My thoughts overall - and I would like the advice and answers from others here that have more experience with this type of stuff (related to roof damage)


1) My wife was driving at the time of the hail - It didn't even put dents in her plastic - so I honestly can't see how 5 minutes of under-golfball size hail can damage my roof significantly at all?

2) What is the proper protocols for inspecting and making sure your roof is in good condition? Overall, my understanding is they have an overall life of 30 years if I recall. Do folks typically just wait until they find a leak happening or something? For me our house is only ~10 years old, so it should be no where near its end of life, and getting it replaced to pay a 2% deductible just seems silly at this point?

3) I've also heard getting your roof "inspected" by roofing companies isn't smart since they already know what they are after which is anything



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What king of roof is it, and how steep?
Right off the bat I'd say it's unlikely you have any damage. Assuming it's fiberglass shingles, they'll take quite a beating before they start to leak.
 
Greenman said:
What king of roof is it, and how steep?
Right off the bat I'd say it's unlikely you have any damage. Assuming it's fiberglass shingles, they'll take quite a beating before they start to leak.
Click to expand...

Yeah - shingles... whatever is common in southern states I presume?
 
It's not rocket science. Look for spots that have very little of the little stones still stuck, and dents in the metal vents and things. Thats it.
 
Christ, just took a glance at my insurance to see that my windstorm deductible also includes hail - so my 2% deductible would be roughly $10k on its own. Does it even cost much more than that to replace the roofing on a ~4300sqft house?
 
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I would just get on a ladder and inspect it yourself, look for anything that looks damaged. Chances are it's fine, I would give more attention to vents and such, especially if any are plastic (I doubt it) as if they've been UV damaged the hail could have broke a chunk off and that could let water in. I highly doubt you'll see any significant damage though.

Even if there is damage, given how high your deductible is, I would just choose to fix what is damaged and eat the cost.
 
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