Restaurants that don't take credit/debit cards?

[dullard]

Originally posted by: Lucky
No it's not. Even if him and his kids at $50.00 worth of pizza, the CC processing fee is probably around $1.20 or so.

Where'd you get $1.20? I've worked with several businesses and the best deals we could find was 3-4% plus a small fee per transaction. At $0.25 per transaction and 3% fee, you are talking $1.75, not $1.20.

And it isn't like a small franchise owner has enough clout to talk it down to under a 2% fee.

 

[Lucky]

I might add that although credit card processing does cost a business money, it often increases business. If you can sell 20% more pizzas in a given time frame to help defray your fixed costs (seperate of the pizza expenses), then those CC processing fees might be recouped, at least partially.

 

[Lucky]

Originally posted by: dullard

Originally posted by: Lucky
No it's not. Even if him and his kids at $50.00 worth of pizza, the CC processing fee is probably around $1.20 or so.

Where'd you get $1.20? I've worked with several businesses and the best deals we could find was 3-4% plus a small fee per transaction. At $0.25 per transaction and 3% fee, you are talking $1.75, not $1.20.

And it isn't like a small franchise owner has enough clout to talk it down to under a 2% fee.

I may be out of touch as I admittedly do not use credit cards currently, but looking at rates from the first google search result, I don't think I'm that off.

 

[alkemyst]

Originally posted by: ShOcKwAvE827
I assume you don't go eat at Chinese restaurants much. Those places rarely take credit cards it seems.

QFT

 

[ponyo]

Originally posted by: dullard

Originally posted by: Lucky
No it's not. Even if him and his kids at $50.00 worth of pizza, the CC processing fee is probably around $1.20 or so.

Where'd you get $1.20? I've worked with several businesses and the best deals we could find was 3-4% plus a small fee per transaction. At $0.25 per transaction and 3% fee, you are talking $1.75, not $1.20.

And it isn't like a small franchise owner has enough clout to talk it down to under a 2% fee.

I don't know where you looked but you and the business you worked for got ripped off on merchant services. You can be the smallest retail business owner in the world and you still shouldn't pay over 2% for credit card processing fee. When I owned my small pizza place I paid like 1.60% plus like 21 cents per transaction. That was several years ago. Costco offers merchant credit card processing for 1.64% and 20 cent per transaction. Similar rates from Sams Club and others.

As for restaurant not taking credit cards due to cash flow problems, that's utter nonsense. Credit card payments usually post to the business account usually within 24 hour period. The reason restaurant may not take credit card is due to the transaction fees. Obviously the restaurant feels the fees > potential loss of business from not accepting cards.

 

[Shawn]

Pretty sure CiCi's took credit the last time I went there.

 

[jagec]

Originally posted by: krunchykrome

Sounds like quite a rip off to me. Did the store display any VISA or MASTERCARD logos anywhere.

well, obviously not, if they don't accept credit cards

I don't understand how it can possibly be a "ripoff" if no money changed hands.

 

[dmcowen674]

Originally posted by: DurocShark
The kids wanted to go to CiCi's Pizza (all you can eat pizza buffet for under $5 per person).

Went to pay, the cashier said, "Sorry, we don't take credit cards." WTF? "You can use the ATM machine over there," and she points to a ripoff machine near the entrance. If the kids weren't already over getting their pizzas I would have walked out. $1.50 to the machine, and $2.50 to my bank = $4.00 cost to me because they don't take cards.

Not going back until they start taking cards. Their pizza sucks anyway.

It costs them that same $4 and they only charge $3.99 so zero profit.

I wouldn't take credit cards either.

 

[Schfifty Five]

Originally posted by: GagHalfrunt

Originally posted by: DurocShark

Originally posted by: GagHalfrunt
1) You're a fool if you're doing business with a bank that charges you transaction fees for using an ATM
2) If they took credit cards they'd be charged a fee by the CC company and that cost would be passed along to you in the price of the pizza. You'd be paying it anyway, so the $1.50 machine fee is a wash.
3) Do you have any idea of what a child you sound like when you say something like "Not going back until they start taking cards. Their pizza sucks anyway."?? If the pizza sucks you would not go there in the first place nor would you go back if they started taking credit cards.

Wow. What a d!ck.

1: The charge is one of the few downsides to this bank. The upsides more than make up for it.
2: It would be a heck of a lot less than $4.
3: Kids like the place. Chuck E Cheese's pizza sucks too. When you grow up and have kids you'll understand.

Not my fault you lack common sense skippy. Having kids is no great accomplishment, they hold classes in schools to teach 12 year olds how not to do it

To repeat:

1) If your bank charges you an ATM fee, THAT'S YOUR FAULT, not theirs. Nobody can rip you off like that unless you allow them to do it. You allow them to, then blame the pizza place for your own foolishness.
2) The ATM fee is $1.50, not $4. That other $2.50 is between you and your ripoff bank. And YES, you would be paying $1.50 extra for the pizza if the place took credit cards.
3) I don't care if your kids fall over in spasms of joy over the pizza, it's the "Not going back until they start taking cards. Their pizza sucks anyway." line that makes you look like a 10 year old throwing a tantrum. The fact that the pizza sucks has nothing to do with your decision as you state you're willing to go back. The only reason you're not going back is the hissy fit over the cards.
4) Carry a twenty in your wallet for emergencies. Works wonders.

LOL, wow, :thumbsup:

Could not have said it any better.

DurocShark, you do sound pretty whiny. While you were eating their crappy pizza, were you thinking about ATOT the whole time and how you were going to post an 'awesome' rant about it?

 

[dmcowen674]

Originally posted by: supafly
I went there once several years ago. The pizza tasted like dirt.

You've eaten dirt so you know what it takes like???

 

[gopunk]

Originally posted by: GagHalfrunt
1) You're a fool if you're doing business with a bank that charges you transaction fees for using an ATM

assuming you live in an area with little to no credit union atms, what would you do instead?

 

[dxkj]

Originally posted by: torpid
I don't mind it if a place doesn't take credit cards as long as they are a certain type of place. Basically, any place where you order at the counter. A pizza buffet does not seem appropriate as one that doesn't take credit cards.

You dont understand... they charge like $5 for all you can eat pizza... I once at 25 slices.... no margin for CC fees to stay afloat

 

[alkemyst]

Originally posted by: Naustica

I don't know where you looked but you and the business you worked for got ripped off on merchant services. You can be the smallest retail business owner in the world and you still shouldn't pay over 2% for credit card processing fee. When I owned my small pizza place I paid like 1.60% plus like 21 cents per transaction. That was several years ago. Costco offers merchant credit card processing for 1.64% and 20 cent per transaction. Similar rates from Sams Club and others.

As for restaurant not taking credit cards due to cash flow problems, that's utter nonsense. Credit card payments usually post to the business account usually within 24 hour period. The reason restaurant may not take credit card is due to the transaction fees. Obviously the restaurant feels the fees > potential loss of business from not accepting cards.

Just for the math challeged. The average food order (fast food/low range) is usually about $20.

Your 1.6% and 1.64% items + the $0.20 per transaction is WAY over 2%, over 2.5% even.

Also just looking at the 'trans fee' doesn't tell you upfront set up, equipment charges/rentals, etc.

Not all cards are equal...hence you see a lot of Visa/MC, but not AmEx at lower end places.

Then you have the risk, esp at lower end places that people dispute the charges and make up things like 'My 20 kids and I were never there, you must have my card confused with someone else's'

Å

 

[dabuddha]

Some CiCi's pizzas do take credit cards, some don't

 

[Rock Hydra]

Originally posted by: Lucky

Originally posted by: dullard

Originally posted by: Lucky
No it's not. Even if him and his kids at $50.00 worth of pizza, the CC processing fee is probably around $1.20 or so.

Where'd you get $1.20? I've worked with several businesses and the best deals we could find was 3-4% plus a small fee per transaction. At $0.25 per transaction and 3% fee, you are talking $1.75, not $1.20.

And it isn't like a small franchise owner has enough clout to talk it down to under a 2% fee.

I may be out of touch as I admittedly do not use credit cards currently, but looking at rates from the first google search result, I don't think I'm that off.

I've had a large number of ranges. My bank's ATM charges (Citizen's Bank) charges a flat $1.75 on each transaction that's not from their bank. I've been hit with fees ranging from $1.25 to about $2.50, but I've never seen one based on how much I was withdrawing.

 

[aircooled]

I use my debit card at the CiCi's here in NC. Must be up to the franchise owner whether they accept them or not.

It's not great pizza, but if you're taking the kids out it's a good deal.

 

[DurocShark]

Here's what my online statement shows:

08/28/2006 CICI'S PIZ 7414 S. UNIVERS CENTENNIAL CO -$41.50 <---Withdraw $40
08/28/2006 CICI'S PIZ 7414 S. UNIVERS CENTENNIAL CO082806 -$2.50 <---My bank's fee because it's not their ATM

Again. Voting with my wallet. As I said, I'd gladly pay their CC fee rather than $4 to use an ATM.

 

[zainali]

Originally posted by: DurocShark
I'd gladly pay their CC fee rather than $4 to use an ATM.

against visa/mc/amex rules for the customer to pay any fee on a transaction.

 

[xospec1alk]

Originally posted by: DurocShark
Here's what my online statement shows:

08/28/2006 CICI'S PIZ 7414 S. UNIVERS CENTENNIAL CO -$41.50 <---Withdraw $40
08/28/2006 CICI'S PIZ 7414 S. UNIVERS CENTENNIAL CO082806 -$2.50 <---My bank's fee because it's not their ATM

Again. Voting with my wallet. As I said, I'd gladly pay their CC fee rather than $4 to use an ATM.

your bank sucks if it charges you 2.50...Citibank charges me only 1.50, and HSBC charges a dollar. you can always call em up and plead for them to take off the 2.50, that works sometimes.

 

[dabuddha]

Originally posted by: xospec1alk

Originally posted by: DurocShark
Here's what my online statement shows:

08/28/2006 CICI'S PIZ 7414 S. UNIVERS CENTENNIAL CO -$41.50 <---Withdraw $40
08/28/2006 CICI'S PIZ 7414 S. UNIVERS CENTENNIAL CO082806 -$2.50 <---My bank's fee because it's not their ATM

Again. Voting with my wallet. As I said, I'd gladly pay their CC fee rather than $4 to use an ATM.

your bank sucks if it charges you 2.50...Citibank charges me only 1.50, and HSBC charges a dollar. you can always call em up and plead for them to take off the 2.50, that works sometimes.

PNC charges me nothing and they refund any atm fees that the atm owner charges

 

[Ryan]

Originally posted by: Tom
Waffle House doesn't take credit cards.

They do here

 

[SampSon]

Anyone with half a brain always carrys at least $40 on them.
Don't buy into the hype of a "cashless" society, the only reason credit card companies exist is to make money.

 

[forfor]

Originally posted by: GagHalfrunt

Not my fault you lack common sense skippy. Having kids is no great accomplishment, they hold classes in schools to teach 12 year olds how not to do it

 

[Abel007]

Originally posted by: Tom
Waffle House doesn't take credit cards.

Yes they do, although it was only recently they started to accept them. I live in Georgia, the Waffle House Capitol of the World though, so its no shock we get all the "cool" WH stuff before anyone else.

 

[DurocShark]

Originally posted by: Abel007

Originally posted by: Tom
Waffle House doesn't take credit cards.

Yes they do, although it was only recently they started to accept them. I live in Georgia, the Waffle House Capitol of the World though, so its no shock we get all the "cool" WH stuff before anyone else.

There's a such thing?

:shocked: