Good plan. I say, get the car, try to pay it down quickly, the credit will take care of itself (pay off the debt!). Get a few thousand in the bank, then get the mortgage. Outside of the down payment, there can be lost of other upfront costs when you buy a house. Might need appliences and furniture, etc. Plus, you'll want some money in savings for emergencies.
Good plan. I say, get the car, try to pay it down quickly, the credit will take care of itself (pay off the debt!). Get a few thousand in the bank, then get the mortgage. Outside of the down payment, there can be lost of other upfront costs when you buy a house. Might need appliences and furniture, etc. Plus, you'll want some money in savings for emergencies.
wow 2 bed 1500 sq ft house built 50 years ago in my area go for $750-850K if you are lucky to find one.
Rumpltzer
Diamond Member
- Jun 7, 2003
- 4,815
- 33
- 91
New condos are being built acorss the street from where I work. They released the price list last week.
1000 Sq ft, 1 car garage - $460K
1260 Sq ft, 2 car garage - $550K
1750 Sq ft, 2 car garage - $665K
Price list
Nice, huh?
1000 Sq ft, 1 car garage - $460K
1260 Sq ft, 2 car garage - $550K
1750 Sq ft, 2 car garage - $665K
Price list
Nice, huh?
I'm going to interject here and say that this is one thing that reallllllly pisses me off about Californians. The moment *anyone* mentions how much something costs elsewhere in the country, they never fail to immediately interject how much it would cost in California. They wear their inflated property values as a badge of honor that symbolizes the typical California elitest mindset. They do it with the frequency that implies that, you know, us Texans/etc. don't realize this. As if he haven't heard this same type of comment over, and over, and over.
It doesn't f'n matter, because incomes are scaled. You people know this, you know that you don't have a point to make when you make comments such as these, and it gets really annoying. A BSEE graduating my school can expect to make nearly 35% more money in California than buy staying in Texas. Wages are scaled with cost of living, why do you people not realize that?
/rant
And no, nobody pissed in my Cheerios this morning (since that is the usual followup to rants like these).
Originally posted by: edro13
Why does that calculator use Gross Monthly income? Your actual income is like 50% of your Gross.
maybe in canada
edro
Lifer
- Apr 5, 2002
- 24,326
- 68
- 91
Typical income tax bracket is 25-27% right? Then you have local tax, 401k, insurance, other crap = close to 50%... for me at least.Originally posted by: cross6
maybe in canadaOriginally posted by: edro13
Why does that calculator use Gross Monthly income? Your actual income is like 50% of your Gross.
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