there are 2 things involved with refresh rate, horizontal and vertical.
what we are concerned with is vertical. this should be 75Hz or higher. 75Hz is considered okay, 85Hz or higher is better. but it really depends on the lighting of the room, the quality of the tube, and your eyes.
too low a refresh rate will cause eye strain which become headaches. too low a refresh rate is also called flickering.
if you have seen a computer monitor on television, that is flickering.