I'm pretty sure I had 1280x1024 selected. Well, this is long story and this'll sound kind of stupid, but:
I had noticed my mouse was quite jerky so I wanted to increase the refresh rate "virtually". I added (softly) a 240 Hz mode with the NVIDIA thing and it seemed to ease up the mouse because it tricked Windows. Well next reboot my dirty hack didn't want to work. Windows came up then I saw out-of-range. So I pressed reset and rebooted Windows with VGA mode. Then I removed the custom refresh rate when I had the chance. So then I selected it back to 75 Hz just like it always was. And it still said out-of-range. With the advanced timing control, I put in 75 Hz on the vertical and it applies just fine, verified with monitor OSD and everything that it's 75 hz. Has the default selection labeled 75 Hz been somehow coerced into a couple hertz too high for my monitor? I'm not sure how this would just happen out-of-the-blue.
It's impossible to have a different horizontal rate with same vertical refresh and same v/h resolution right (even with an LCD on DVI)? I'll try reinstalling video drivers and see what happens.