Yossarian451
Senior member
To make a long story short, the day before I left houston I am rearended by this guy in on the toll road. Basically traffic was backed up from the traffic light all the way to the exit ramp on the toll road and I stopped but the guy behind me didn't. It made me mad that my car was brand new, less than a month in it, and the the back end was totally jacked and part of the back frame bent. Anyway, the guy had insurance (Home State County Mutual), so I thought it wasn't so bad, but since my insurance requires that we have a police report for the insurance claim I called them. Two and a half hours and two phone calls later no cops show up, so we call my insurace company and they say it is ok not to have a police report. Next day I take the car in and file with my insurance company. Eight weeks and $10,126 later I get my car back, and my insurace has taken the initial cost of repairs (since quite intelligently we went through our insurace company so they would collect and not us).
Now normally the story would end there, but then my parents get a call from some adjuster company for the guys insurance claiming I need to call a number and that they need a recorded statement from me. At first glance this was really odd to me since there were no injuries and it was obvious who was at fault. But my parents said to go ahead and give the statement. So today I was going to call them, but just before I called I looked up the company in google. Glad I did first page is about how they have ongoing complaints about unfair and deceptive trade practices. It basically said don't give them recorded statements and not to sign medical release forms. What worries me is that they are going to pull some stunt and try to screw us, mostly since I am an 18 year old I figure that they will try to put the blame on me and cause much more problems. Luckily it is our insurance company who paid the first bill so the legal battle would be between our insurance and his, but I am still clearing everything through them first. It still smells really fishy to me.
Has this kind of thing happened to any of you? If so what did it turn out like?
Now normally the story would end there, but then my parents get a call from some adjuster company for the guys insurance claiming I need to call a number and that they need a recorded statement from me. At first glance this was really odd to me since there were no injuries and it was obvious who was at fault. But my parents said to go ahead and give the statement. So today I was going to call them, but just before I called I looked up the company in google. Glad I did first page is about how they have ongoing complaints about unfair and deceptive trade practices. It basically said don't give them recorded statements and not to sign medical release forms. What worries me is that they are going to pull some stunt and try to screw us, mostly since I am an 18 year old I figure that they will try to put the blame on me and cause much more problems. Luckily it is our insurance company who paid the first bill so the legal battle would be between our insurance and his, but I am still clearing everything through them first. It still smells really fishy to me.
Has this kind of thing happened to any of you? If so what did it turn out like?
