Recommended Motorcycle Insurance?

[oLLie]

Hi ATOT,

Do you guys recommend any specific insurance carrier for motorcycles? Passing the MSF ridercourse is supposed to get me insurance discounts, but I need insurance already. Thanks 🙂

 

[Greyd]

I went progressive. Pretty cheap for me. like $120

 

[KingNothing]

Dairyland is usually the cheapest. try them first. You can probably negotiate a discount if you insure through the company that insures your car and/or house as well.

 

[Hayabusa Rider]

Originally posted by: KingNothing
Dairyland is usually the cheapest. try them first. You can probably negotiate a discount if you insure through the company that insures your car and/or house as well.

Beware the last suggestion. I was an idiot and paid 5 times what Progressive charged when in MA.

Certainly worth investigating, but often packages are not the best way to go.

 

[halik]

Originally posted by: Greyd
I went progressive. Pretty cheap for me. like $120

Yeah i have plpd and comprehensive with 500 deductible and pay about 400 a year.
I'm 20 with clean record and ride a 97 cbr f3 (paid for).

 

[huberm]

lucky....i'm 22 and pay $188/mo for insurance on an 04 grand am. No tickets/record scotch free.......

 

[halik]

Originally posted by: huberm
lucky....i'm 22 and pay $188/mo for insurance on an 04 grand am. No tickets/record scotch free.......

meh my bike insurance is way cheaper than my car insurance. I pay about 100 bucks a month for plpd/comprehensive on a 96 audi a4

 

[AmphibSailor]

🙂

I ride in Seoul, Korea and pay about $520 a year for full coverage on my paid for '03 SuperGlide." I have full coverage because I don't trust the other 15 million Seoul residents. Liability would only be about $80 a year for me. I am insured thru USAA. Other inexpensive policies are offered thru AIG... I have been riding for over 25 years and have a pretty decent record.

And yes...I've been through the MSF course 3 times.

 

[huberm]

i used to have a bike, and it was cheaper than my car insurance...i had an 03 yamaha vstar 1100, $88/mo full coverage.

I'm just hoping mine will go WAY down when I turn 25....

 

[malbojah]

I must be the only ride who's bike insuarnce is almost as much as my truck insurance 🙁