question about visa check card

Lager

Diamond Member
May 19, 2003
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I am interested in getting visa check card since I cannot get a cc since I'm too young, and I was wondering what is the limit for visa check card? I want to buy a new computer and if I get a check card, I want to pay it with a check card, not cash. Thanks.

I'm interested in purchasing a customized computer for 700 bucks at a local pc shop.
 

Heisenberg

Lifer
Dec 21, 2001
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A check card deducts from your checking account, so the limit is however much money you have in it.
 

Dragnov

Diamond Member
Apr 24, 2001
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Originally posted by: Heisenberg
A check card deducts from your checking account, so the limit is however much money you have in it.

What he said.

If you use a Check Card it will be using your cash from your checking account. No limit, just as much money as you have in there.
 

RossMAN

Grand Nagus
Feb 24, 2000
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Some limit online transactions to $500, others you can do up to $5,000 to $10,000 depends on the bank.
 

Lager

Diamond Member
May 19, 2003
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RossMAN, there is a hot deal on Dell laptop today. Did you get in on it? I want that so bad. :(

Do you think it's a good deal? I'm thinking of begging my parents to let me have one.
 

fr

Diamond Member
Oct 10, 1999
6,408
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I think most have a daily charge limit of $300 or $700.
 

Turkish

Lifer
May 26, 2003
15,549
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depends on your checking account, and your bank... my bank doesn't have a limit on the amount i can use daily, but you gotta have money in your account.... the amount you have in your account = your check card limit.
 

Sachmho

Golden Member
Dec 6, 2001
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i have mine with wells fargo, and i think they limit my purchase price to some stupid level... not sure exactly
 

vegetation

Diamond Member
Feb 21, 2001
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They probably limit the amount to reduce fraud. Otherwise, one fraudulent billing can wipe your account clean. That would lead to bounced checks and all sorts of major problems. A chargeback may not restore your funds for weeks.
 

RossMAN

Grand Nagus
Feb 24, 2000
78,794
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Originally posted by: coldcut
RossMAN, there is a hot deal on Dell laptop today. Did you get in on it? I want that so bad. :(

Do you think it's a good deal? I'm thinking of begging my parents to let me have one.

Which one? There's like 4 Hot Deals, everything but the 1100 is a great deal.

Just ask your parents to buy it, then you pay them back.
 

LeeTJ

Diamond Member
Jan 21, 2003
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Originally posted by: Heisenberg
A check card deducts from your checking account, so the limit is however much money you have in it.

my bank has a $2500 / day limit spending on my visa check card. i'd talk to your bank.