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Question about Paypal.

T

terrybrnes

Junior Member
Is it possible to create an acct, send someone payment for something and then close the acct soon after? I want to do this because i only have a debit card and i've heard some horror stories about paypal. I only need to send a paypal payment this once.
 
you can remove the card from your account after payment

with nothing attached to the account there shouldn't be a problem
 
On a similar topic...

Let's say someone uses Paypal to buy things but never accepts Paypal as payment for anything. This person always pays with a CC and has set up a minimal dedicated checking account so that his/her Paypal account can be verified and the $2000 CC spending limit dropped. Let's say time passes and eventually a dispute with a seller arises and that Paypal is unable/unwilling to help resolve the problem. Since a credit card was used, this person gets the charges reversed. My question is: what does Paypal do next? Do they attempt to re-issue the charge against the bank account (possibly incurring overdraft charges against the person)?

/I'm approaching the CC limit and I'm trying to decide whether to go through the trouble of setting up a dedicated checking account or just cancelling my Paypal account...


 
Originally posted by: arcas
On a similar topic...

Let's say someone uses Paypal to buy things but never accepts Paypal as payment for anything. This person always pays with a CC and has set up a minimal dedicated checking account so that his/her Paypal account can be verified and the $2000 CC spending limit dropped. Let's say time passes and eventually a dispute with a seller arises and that Paypal is unable/unwilling to help resolve the problem. Since a credit card was used, this person gets the charges reversed. My question is: what does Paypal do next? Do they attempt to re-issue the charge against the bank account (possibly incurring overdraft charges against the person)?

/I'm approaching the CC limit and I'm trying to decide whether to go through the trouble of setting up a dedicated checking account or just cancelling my Paypal account...
Click to expand...
Yes, they can debit an account into the negative and overdraft charges will be levied.
It happened to me with a buyer who bought a microphone, then returned it, even though the sale said "all sales final, no returns, no warranties expressed or implied" as allowed by California law.
BTW, PAYPAL and eBay are companies based in CA, and thus under CA jurisidiction. You abdicate those rights when you agree to their ( PAYPAL's) TOS.

 
i have a seperate checking account setup for paypal,
the "credit card" that backs it up,is the debit card for the checking account. 😉
 
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