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Question about Paypal

B

bmacd

Lifer
I receive a few dollars every month on a regular basis, most of it coming from non-credit card accounts. Just recently, i received a credit card payment through paypal and it's telling me that i have to upgrade to get the cash. I have no problem paying 2.9% or whatever it is to receive it, but what else will i be charged for? I wasn't able to find the "dirty details" on the premier account.

Thanks

-=bmacd=-
 
There's no monthly fee for it or anything, but you'll be charged on every transaction you recieve after you upgrade I believe. I thought it was CC-payments only at first, but I had a trader pay me for some RAM in january and it deducted fees from it. I don't use paypal enough to worry about it though, I'd rather pay the fees then drive out and get a MO and have to wait for it.
 
but since i RARELY get credit card payments and usually ALWAYS get non-cc payments, am i screwing myself on this one? I've already down-graded the account once from premier over a year ago (i think you can downgrade ONCE).

-=bmacd=-
 
Originally posted by: bmacd
but since i RARELY get credit card payments and usually ALWAYS get non-cc payments, am i screwing myself on this one? I've already down-graded the account once from premier over a year ago (i think you can downgrade ONCE).

-=bmacd=-
Click to expand...

Good question, I'm glad you asked.

The answer is YES.

You can have TWO Paypal accounts (my wife does but linked to two different bank accounts with the same credit union). I would DECLINE the cc Paypal payment.

Being charged fees on ALL incoming payments (even non-cc) royally sucks. Then again Paypal sucks.
 
If you are selling stuf fon eBay, you can specifically put a note in there that you accept "Only Bank Funded Paypal". Then jsut reject the payment if you get one from a credit card. Otherwise Paypal will default to charging the credit card when people pay you unless they have specifically set theirs up to use the Bank account first.

You don't get charged fees if you upgrade and someone pays you with a bank funded one though... But you won't have any control over it either.
 
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