Question about FICO score and open accounts

[NFS4]

OK, I have two credit cards:

Providian
Capital One

With my Providian account, it gives me my credit score (with TransUnion) which is pretty nifty. For the longest time, when I went to my Providian account it showed two open accounts. I went to check my credit score today (haven't checked it in a while) and it showed that my credit score had jumped from 669 to 723. But it also showed that I now have three open accounts...but I only have two credit cards.

Is that third account my new car loan or is something else going on?

 

[bubbadu]

Originally posted by: NFS4
OK, I have two credit cards:

Providian
Capital One

With my Providian account, it gives me my credit score (with TransUnion) which is pretty nifty. For the longest time, when I went to my Providian account it showed two open accounts. I went to check my credit score today (haven't checked it in a while) and it showed that my credit score had jumped from 669 to 723. But it also showed that I now have three open accounts...but I only have two credit cards.

Is that third account my new car loan or is something else going on?

new car loan FTW.

 

[Tu13erhead]

Yep, your credit report/score encompasses more than just credit cards.

 

[PhoenixOrion]

For reassurance, you might want to get a full credit report...compiled from the 3 credit bureaus.

Anyone can only assume that the 3rd account is the new car loan.

 

[kyparrish]

Car loan FTW.

New account FTW.

Credit score up FTW.

No more FTW's FTW.

 

[jlee]

Originally posted by: PhoenixOrion
For reassurance, you might want to get a full credit report...compiled from the 3 credit bureaus.

Anyone can only assume that the 3rd account is the new car loan.

If it isn't, someone made a mistake somewhere..heh

 

[NFS4]

Originally posted by: kyparrish
Car loan FTW.

New account FTW.

Credit score up FTW.

No more FTW's FTW.

:laugh:

 

[bubbadu]

Originally posted by: NFS4

Originally posted by: kyparrish
Car loan FTW.

New account FTW.

Credit score up FTW.

No more FTW's FTW.

:laugh:

FTL FTL. I have started to use FTW in real life, as in "AHHHHHH SLICE SODA, FTW!" So I think FTW, just turned to FTL, which is FTL