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Question about credit...

It should increase it, depending on how much you owe. For example:

Lets say your current limit is 10,000. You owe 8,000. This hurts your score because the proportion of balance to credit limit on your revolving account is 80%. Increasing your credit limit should improve your score if you have a high balance on the account.
 
ok sounds good, thanks guys. i plan to use a maximum of $2k of credit and pay it back at the end of the month. my usual balance is about $300 per month.
 
Originally posted by: AznMaverick
ok sounds good, thanks guys. i plan to use a maximum of $2k of credit and pay it back at the end of the month. my usual balance is about $300 per month.
Click to expand...

You're more than fine then. As long as you don't go over say 40-50% of your available credit.
 
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