Question about Credit Report

[KhoiFather]

Is there a way to remove all your close accounts or the ones that are closed and paid off? I was looking at my credit report and was wondering how come it still needs to be on there if it's closed and have been paid off?

Also, what's a good way to get rid of negative reports on your credit?

 

[FoBoT]

no, that is your credit history

if negatives are valid, you can't remove them, that is your credit history also


if anything is wrong/invalid, you write a letter and they investigate and then remove it

 

[kranky]

If you want to remove negative items on your report, DO NOT DO ANYTHING before you go over to creditboards.com credit forum and do some serious reading.

 

[KhoiFather]

Whoa, that forum is huge!

 

[YetioDoom]

Originally posted by: KhoiFather
Whoa, that forum is huge!

And awesome.

 

[tjaisv]

after 7 years, a negative has to be removed by law

 

[j00fek]

Originally posted by: tjaisv
after 7 years, a negative has to be removed by law

even if its over 3000$?