question about car insurance

[z0mb13]

Hmm I just thought about something:

When I sell my car in the future, I plan to repair the damage on the car (dings, scratches, rock chips, etc) before I sell it, so I get a higher resale value. I plan to just pay for my deductible, and my insurance company will pay for the remaining cost. Am I able to do this??

 

[NutBucket]

If you have comprehensive yes. But know that your rates will go up. Doesn't matter if you sell the car.

 

[flot]

Uh, I'm pretty sure your ins company would kick your ass for trying that....

 

[Doggiedog]

If the cost of repairing is higher than the deductable sure but the insurance company will increase your rates when you get a new car.

 

[notfred]

It's never worth fixing cosmetic damage on a car to sell it. You spend a lot more on the repairs (whether out of pocket or due to increased insurance premiums) than you increase the value of the car.

 

[Ryan]

Yea, the value will not be increased that much.