Question about auto insurance and driving record

[P0pinjay]

I have one ticket on an old drivers license from a previous state where I lived and one ticket on the drivers license for my current state. Do auto insurance companies know about the incidents on the old DL?

The reason I ask is because I've gotten my driving record for my current state and the old ticket doesn't show up. I'm not sure if it's b/c the average citizen gets some lesser driving record than insurance companies would get or what.

 

[BoomerD]

If it was within the past 3 years, odds are it'll show up in time. (that could extend to 7-10 years for more serious charges, especially DIU)

 

[George P Burdell]

Big Brother knows all.

 

[P0pinjay]

Originally posted by: BoomerD
If it was within the past 3 years, odds are it'll show up in time. (that could extend to 7-10 years for more serious charges, especially DIU)

What do you mean by "in time"?

 

[EagleKeeper]

If you are using the same insurance carrier, they will know.

If not, and the new carrier has requested your previous address, they will find out.

 

[BoomerD]

Originally posted by: P0pinjay

Originally posted by: BoomerD
If it was within the past 3 years, odds are it'll show up in time. (that could extend to 7-10 years for more serious charges, especially DIU)

What do you mean by "in time"?

In time...over time...during the next X# of months...etc.
Many insurance companies check the databanks of the other states looking for tickets/accidents their insured customers may have had but didn't report. If the ticket was within the same 3 or so year timeframe, I'm really surprised it didn't come up in the DMV report. Also, quite often, the insurance companies ask if you've been licensed in any other states, and if you tell them no but you were, that can be considered to be fraudulent application, and your insurance can be cancelled.(or worse)