I filed a claim with insurance already, but they won't decide who is at fault until the adjust talks to me next week. Anyhow, I'm driving down a 4 lane street, eastbound, in the #3 lane (2nd lane from the right). A car pulls out of a parking lot driveway from my right, and pulls into my lane. It's raining, and I'm going about 35-40mph in a 45mph zone, so I honk, hit the brakes, and the guy starts swerving back into the #4 lane (the lane he is originally supposed to turn into). However I can't stop quick enough, and I nail his rear left bumper with my front right bumper and fender. Who would be at fault? I've heard it go many different ways. For one, it could be totally his fault, because I have the right of way, correct? Then again, since I'm the one who rear ended him, it could be totally my fault? Also, I heard some bs call about it being an avoidable accident, thus I would be at fault? I tried calling the sheriff to get a police report, but they ended up calling the CHP, who ended up not coming because they were too busy attending to emergency calls to come file a report for a non-emergency accident. Any ideas?
