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PSA: Watch where you swipe your ATM, Debit and credit cards

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Wheezer

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Three different ATM skimmers were found this week and reported on blogs, raising the question of what the heck is going on considering these are supposed to be a rarity. First, our reader Dan found a skimmer on a WaMu/Chase ATM in LA. Gizmodo picked up the story and subsequently their reader Sean Seibel found a skimmer on a Chase ATM in Manhattan's East Village. Then this kid Nick McGlynn found a setup similar to the one Sean did, also on a Chase ATM. Now, when our reader Dan took the credit-card snagging device skimmer to the police he said they, "got a big kick out of the skimmer, saying they'd never seen one in person." Hmm... Let's look at a bunch of sexy ATM skimming photos and figure out what's up with all these skimmers cropping up...

Here are some tell-tale signs to look for:

* Slots that don't fit (and can be removed!)
* Multiple mirrors - one could be hiding a camera that records your PIN
* Strange ATM error messages
* Trouble inserting or removing your card
* The ATM looks different from the other ATMs around it
* Dummy brochure boxes with hidden cameras on them

You can also find skimmers on gas pumps and Red Box DVD dispensers... really, practically anywhere there's a card swipe and no one is around to watch.
 
Originally posted by: boomerang
Originally posted by: akshatp
<yawn> bank covers any fraudulent usage </yawn>
Who ultimately pays for that I wonder?

The company from which the items are purchased takes the loss, not the bank. The bank essentially takes the money back from the company and of course, they're also out the merchandise that was fraudulently purchased.
 
Originally posted by: Soccer55

The company from which the items are purchased takes the loss, not the bank. The bank essentially takes the money back from the company and of course, they're also out the merchandise that was fraudulently purchased.

Who ultimately pays for that I wonder?
 
Originally posted by: Auggie
Originally posted by: Soccer55

The company from which the items are purchased takes the loss, not the bank. The bank essentially takes the money back from the company and of course, they're also out the merchandise that was fraudulently purchased.

Who ultimately pays for that I wonder?

Don't know/don't care that is their problem not mine.
 
Originally posted by: Auggie
Originally posted by: Soccer55

The company from which the items are purchased takes the loss, not the bank. The bank essentially takes the money back from the company and of course, they're also out the merchandise that was fraudulently purchased.

Who ultimately pays for that I wonder?

Unfortunately, we do not really reward action for the collective good but individual profit.
 
Originally posted by: smack Down
Originally posted by: Auggie
Originally posted by: Soccer55

The company from which the items are purchased takes the loss, not the bank. The bank essentially takes the money back from the company and of course, they're also out the merchandise that was fraudulently purchased.

Who ultimately pays for that I wonder?

Don't know/don't care that is their problem not mine.

/faceplam

Another idiot response by smack Down.
 
Originally posted by: Wheezer
Here are some tell-tale signs to look for:

* Slots that don't fit (and can be removed!)
* Multiple mirrors - one could be hiding a camera that records your PIN
* Strange ATM error messages
* Trouble inserting or removing your card
* The ATM looks different from the other ATMs around it
* Dummy brochure boxes with hidden cameras on them

You can also find skimmers on gas pumps and Red Box DVD dispensers... really, practically anywhere there's a card swipe and no one is around to watch.
[/quote]Those aren't very good "tell-tale" signs. They're basically saying to rip apart the ATM.

From the pictures posted, I don't see how anyone is supposed to recognize a good skimmer on any given ATM.
 
Originally posted by: Capt Caveman
Originally posted by: smack Down
Originally posted by: Auggie
Originally posted by: Soccer55

The company from which the items are purchased takes the loss, not the bank. The bank essentially takes the money back from the company and of course, they're also out the merchandise that was fraudulently purchased.

Who ultimately pays for that I wonder?

Don't know/don't care that is their problem not mine.

/faceplam

Another idiot response by smack Down.

Who ultimately pays for that I wonder?
 
Originally posted by: trmiv
Originally posted by: Capt Caveman
Originally posted by: smack Down
Originally posted by: Auggie
Originally posted by: Soccer55

The company from which the items are purchased takes the loss, not the bank. The bank essentially takes the money back from the company and of course, they're also out the merchandise that was fraudulently purchased.

Who ultimately pays for that I wonder?

Don't know/don't care that is their problem not mine.

/faceplam

Another idiot response by smack Down.

Who ultimately pays for that I wonder?

Probably because it's early in the morning, but I almost spit out my coffee on this one :laugh:
 
Ever since the first time I read about this, I look carefully as I'm inserting my card.
 
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