PSA: Washington Mutual just TRIPLED++ (!!) ATM fees

[beer]

San Francisco is a heavily "cash only" city -> from time to time I need to withdraw cash from a non-Wamu ATM. This typically happens once a month, or so.

Checked my statement, my charge on 4/6 was $1.25, on 5/3 it was $4.

Bastards.

My citi checking account charges me nothing for this.

 

[j00fek]

credit unions>*

 

[beer]

Originally posted by: j00fek
credit unions>*

Which don't have ATMs where I need them and still charge fees ATM fees.

Again, citibank charges me nothing for this.

Citi > * (for me, at least)

 

[KK]

I've paid an ATM fee once in the past year. ATM's suck. Grocery store/walmart cashback ftw.

 

[Farang]

I was pretty disappointed the other day when I went to a wamu ATM (I'm not a member) and was charged $2. They probably gave up their free ATMs long ago but I hadn't used one in a long time. Dirty bastards.

 

[vi edit]

Yikes! $4 service fee? That'll add up fast.

I'd go to a Walgreens and buy a $.50 candy bar and use the "cash back" option with my check card instead. I'd save $3.50 and get a candy bar for my efforts.

🙂

 

[Leros]

My bank does the same thing. As long as I use my debit card 8+ times a month, ATM fees are returned to me.

 

[Farang]

Originally posted by: beer

Originally posted by: j00fek
credit unions>*

Which don't have ATMs where I need them and still charge fees ATM fees.

Again, citibank charges me nothing for this.

Citi > * (for me, at least)

Everywhere I've lived there have been plenty of credit union ATMs. Most credit unions in Washington team up to provide free ATM service to eachothers customers. If you're constantly taking money out at different locations I can see why Citi would be better, but if you only do it every few days there is likely a credit union ATM somewhere around your daily routine.

 

[iamwiz82]

Originally posted by: vi_edit
Yikes! $4 service fee? That'll add up fast.

I'd go to a Walgreens and buy a $.50 candy bar and use the "cash back" option with my check card instead. I'd save $3.50 and get a candy bar for my efforts.

🙂

That's what I do, except I buy a pop 😛 Screw you ATM fees!

 

[mzkhadir]

Originally posted by: iamwiz82

Originally posted by: vi_edit
Yikes! $4 service fee? That'll add up fast.

I'd go to a Walgreens and buy a $.50 candy bar and use the "cash back" option with my check card instead. I'd save $3.50 and get a candy bar for my efforts.

🙂

That's what I do, except I buy a pop 😛 Screw you ATM fees!

you would still get charged money for the tranaction

 

[markgm]

USAA FTW!

 

[vi edit]

Originally posted by: mzkhadir

Originally posted by: iamwiz82

Originally posted by: vi_edit
Yikes! $4 service fee? That'll add up fast.

I'd go to a Walgreens and buy a $.50 candy bar and use the "cash back" option with my check card instead. I'd save $3.50 and get a candy bar for my efforts.

🙂

That's what I do, except I buy a pop 😛 Screw you ATM fees!

you would still get charged money for the tranaction

I never have with a Wells Fargo check card. I do this regularly at the Walgreens across the parking lot. I'll grab something small, pay with my check card, and then get cash back ($20, or $40). I don't have a Wells ATM anywhere near me so it's a great option to avoid fees.

 

[mrSHEiK124]

Originally posted by: mzkhadir

Originally posted by: iamwiz82

Originally posted by: vi_edit
Yikes! $4 service fee? That'll add up fast.

I'd go to a Walgreens and buy a $.50 candy bar and use the "cash back" option with my check card instead. I'd save $3.50 and get a candy bar for my efforts.

🙂

That's what I do, except I buy a pop 😛 Screw you ATM fees!

you would still get charged money for the tranaction

Yeah but you're buying something with the money; you aren't charged anything to actually get cash back.

 

[tw1164]

Originally posted by: beer

Originally posted by: j00fek
credit unions>*

Which don't have ATMs where I need them and still charge fees ATM fees.

Again, citibank charges me nothing for this.

Citi > * (for me, at least)

my CU cover $4 in ATM fees each month if I get charged.

 

[iamwiz82]

Originally posted by: mzkhadir

Originally posted by: iamwiz82

Originally posted by: vi_edit
Yikes! $4 service fee? That'll add up fast.

I'd go to a Walgreens and buy a $.50 candy bar and use the "cash back" option with my check card instead. I'd save $3.50 and get a candy bar for my efforts.

🙂

That's what I do, except I buy a pop 😛 Screw you ATM fees!

you would still get charged money for the tranaction

No, it's a transaction with cash back, no fee.

 

[Slew Foot]

FWIW, WAMU is the number 5 subprime lender in the country. Not sure if it's related to the ATM fees but they're hurting a bit.

 

[CTrain]

Its funny but sometimes, I'll go out of my way to find a WAMU bank to pull out some money rather than fork the ~$2 to use an ATM near by.

Like when I was in Vegas, I looked up where a WAMU was and drove out of my way to pull out some money.
And to think, I'll drop $$100+ within the hour and not even think twice.

 

[Vic]

Originally posted by: Slew Foot
FWIW, WAMU is the number 5 subprime lender in the country. Not sure if it's related to the ATM fees but they're hurting a bit.

Jeez, you are a broken record. Trust me, they are not and it's not.

 

[dullard]

Originally posted by: CTrain
Its funny but sometimes, I'll go out of my way to find a WAMU bank to pull out some money rather than fork the ~$2 to use an ATM near by.

Like when I was in Vegas, I looked up where a WAMU was and drove out of my way to pull out some money.
And to think, I'll drop $$100+ within the hour and not even think twice.

It is stunning isn't it. Find a bank with branches on every corner, and you get personal service from a real live person, no long ATM lines so it is faster, and you'll never be charged.

<- Only uses ATMs internationally for cheap currency exchanges.

 

[waggy]

Originally posted by: mzkhadir

Originally posted by: iamwiz82

Originally posted by: vi_edit
Yikes! $4 service fee? That'll add up fast.

I'd go to a Walgreens and buy a $.50 candy bar and use the "cash back" option with my check card instead. I'd save $3.50 and get a candy bar for my efforts.

🙂

That's what I do, except I buy a pop 😛 Screw you ATM fees!

you would still get charged money for the tranaction

I never have.

 

[spidey07]

That blows.

My bank never charges any fees and in fact re-imburses me for any fees incurred at any other ATM by another company.

 

[Old Hippie]

Find a bank with branches on every corner, and you get personal service from a real live person, no long ATM lines so it is faster, and you'll never be charged.

You're right! The lines are inside the bank 'cause they only have 2 tellers.

 

[dullard]

Originally posted by: Old Hippie
You're right! The lines are inside the bank 'cause they only have 2 tellers.

Around here, the only lines are at ATMs, because everyone uses ATMs. I almost always get my money faster in person at the bank since those 2 tellers are sitting there doing nothing (of course, this doesn't apply at 5pm on a Friday).

 

[Kelemvor]

So you get charged by the bank whose ATM it is AND you get charged by your own back for using someone else's ATM? If that's true, that's just wrong. I'd close my accounts with them if they did that. I also would do the ATm card at the grocery store thing and get the $20-$30 back since that doesn't cost anything.