- Sep 13, 2001
best points to have are Chase and Amex (and to some extent Citi) as you don't have to worry about expiring points and you can generally convert them instantaneously to fly/stay just about anywhere (between the two). I still have a metric shit ton of Chase points (around 600,000) after spending 200,000 on our upcoming trip to St. Kitts but the large amount is mostly due to the law firm. We blew around 600,000 points a couple years ago for our Hawaii trip. I think I only have around 70,000 AmEx points and I only use that for non-Chase transfer partners (like Emirates).